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This is a discussion on Sending forebearence payment late - Question within the Countrywide Home Loans - Tell Us Your Countrywide Story forums, part of the Stop Foreclosure and Tell Us Your Story category; Hi all,
It's 10/1/09 and my 2nd Forbearance payment is due. (I am iin a 6 month program) We had ...
It's 10/1/09 and my 2nd Forbearance payment is due. (I am iin a 6 month program) We had to get repairs done to my wives car and cannot make the payment until next week. I asked my negotiator if it would be a problem and here is my question and her response:
My Email -
Hi Jennifer,
Am I able to make my October 1, 2009 Forebearance payment no later than 10/15/2009? We had to get some repairs done to my wife’s car this week.
If so, at the very least I would like to schedule an automatic payment for that date out of my checking account.
Please let me know if this is possible, and how I can set this up.
Regards,
Response Mr. xxxx, I am sorry, but there are no grace periods with the MHA trial payments. You could call customer relations and set up a automatic payment plan. I am sorry, but I am unable to do that for you Thank you. Jennifer Hall Operations Analyst Home Retention Customer Relations Bank of America LA-LM ADMIN PL 800-405-0078 ext. 6375
I don't' know what to do.... I'm freaking out. I paid my 1st Payment on time last month and it took almost 2 weeks to be processed from my account.
I don't' know what to do.... I'm freaking out. I paid my 1st Payment on time last month and it took almost 2 weeks to be processed from my account
You need to get in touch with a supervisor/mananger to try and get this approved. It may be difficult because per the agreement every payment must be received on time..
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.
Trials are very important to be made on time that is why they are called "Trials" - to see if your capable of paying the trial amount on time for 3 months.
If can get enough money to your bank should call servicer and have them and do what is called an ACH transfer from your bank by giving them routing number and acct. Most but not all serviers are set up to do this. Or if you have a debit card tied to your account they should take the the payment will be instantly recorded and on time if done by whatever their cut off time is like maybe 5pm.
I realize problem may be getting the funds needed.
My wife does not get paid until tomorrow. I am email Barbara D. for an extension. We had to dip into out account to get my wife's car repaired... I am freaking out I am going to lose my home.....
My wife does not get paid until tomorrow. I am email Barbara D. for an extension. We had to dip into out account to get my wife's car repaired... I am freaking out I am going to lose my home.....
I would also call into BofA asap and request to speak with a manager/supervisor, they may be able to get you the extension..
The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.
Borrowed $$ from a family member until tomorrow.... What a sucky position to be in.
Gotta really work on making these payments earlier in the month...
Quick question why did my negotiator call my Forbearance program an MHA Trial Mod? Is it the same thing????
Sent an email to my negotiator and went and checked my workout status and now get this message:
Our records indicate there is no workout information associated with this account. To inquire about another account, please use the drop down menu above for a list of available accounts. If you would like to speak to one of our representatives about a workout plan please call us toll free at: 1.800.669.6650. For general information about programs offered, please visit our Financial Hardship Assistance page.
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