figuring dti

[lucky4me]

anyone ever heard of b of a calculting your dti bi weekly or bi monthly to avoid giving you mha.

boy i have heard every excuse now.
from no reduction of income, to no current rate reset, to fine fico score and now
they keep telling me we are at 35% and i tell them no, we are at 40.8% hs pymt, now they think i calculate the DTI wrong,

do they even know what they are doing

[Evan Bedard]

Hi lucky4me,

anyone ever heard of b of a calculting your dti bi weekly or bi monthly to avoid giving you mha.

boy i have heard every excuse now.
from no reduction of income, to no current rate reset, to fine fico score and now
they keep telling me we are at 35% and i tell them no, we are at 40.8% hs pymt, now they think i calculate the DTI wrong,

do they even know what they are doing

We see mistakes like this WAY too often with these lenders.. It is amazing how most reps have no idea what they are talking about and just seem darn right braindead..