Account Changes after they cancel mod - Loan Modification Forum

sahm2two · 09-03-2009, 01:49 PM

So, I was apparently 'ruffling feathers' as they say. And now look what I got to happen? My account status to change. Oh but they wouldn't admit it was because I was being a pain & calling in NON STOP! Anyway, here is what my account looks like now:

Current Workout Status

Our records indicate that there is more than one workout plan associated with this account. Please select "view the details" for each section below to expand the page. You may collapse individual sections by selecting "hide the details."

Loan Modification	View the Details	Hide the Details

Workout Status Details:	Your Loan Modification has been canceled from workout servicing. We regret to inform you that the loan did not qualify for a Workout Assistance program. Please be advised that normal collections activities will resume on your loan. Please continue to explore alternative options to bring your account current. If there is any change in your financial situation, please call for reconsideration. Thank you.
Information as of:	08/31/2009
Workout Stage:	Canceled
Phase/Sub-Phase:	Borrower Did Not Qualify This was my previous status and then my mod was canceled due to an error.

Loan Modification	View the Details	Hide the Details

Workout Status Details:	Your request for assistance is under review. During the review process, a thorough examination and analysis of your loan will be completed. During this time, we may or may not need additional information from you. It is common that you will not hear anything from us during the review period, but please be advised that all collections activities have been temporarily suspended during this review period. We expect more information to be available on 10/08/2009. If your status remains unchanged after the 10/08/2009, please call and speak to a customer service representative. Please do not call back before 10/08/2009 as that will delay the process. Please respond promptly to any calls or requests that you may receive from us during this period. Lack of response will cause your workout to be delayed or cancelled. Thank you.
Information as of:	09/03/2009
Workout Stage:	Processing
Phase/Sub-Phase:	Active Processing

New Status as of today. I guess calling up and having that not so nice conversation last night pushed things a long.

so-cal-gal · 09-03-2009, 01:59 PM

I heard they had some 'MISHAP' where they canceled a whole bunch of applications this week. You were just in the application phase, right?

You may recognize me as the gal lurking with the ACTUAL CW MOD they WILL NOT HONOR. Now more people are finding me on my other locations such as MearsureUp.com.

It is interesting to hear the variations and new excuses they have for canceling actual CONTRACTS. The SCOUNDRELS!

MommyBook · 09-03-2009, 02:58 PM

"Do not call before 10/08/2009". Blech. You're supposed to call by the 17th of this month, aren't you?

sahm2two · 09-03-2009, 04:10 PM

Quote:

Originally Posted by MommyBook

"Do not call before 10/08/2009". Blech. You're supposed to call by the 17th of this month, aren't you?

Silly Silly!

My original one said not to call before 9/3 & I probably called 20-30 times! LOL I will be calling 2 weeks from yesterday.

MommyBook · 09-03-2009, 04:22 PM

Just razzin' ya.

sahm2two · 09-04-2009, 06:01 AM

Quote:

Originally Posted by MommyBook

Just razzin' ya.

Are you...or are you undercover for BoA?

LOL....j/k j/k

counting down the days...12 more days til I call in! LOL

MommyBook · 09-04-2009, 07:52 AM

Quote:

Originally Posted by sahm2two

Are you...or are you undercover for BoA?

LOL....j/k j/k

counting down the days...12 more days til I call in! LOL

Oh yea...I'm an employee of Customer Service...I'm b!itchy on the phone and don't know the first thing about home loans/modifications.

sahm2two · 09-04-2009, 11:58 AM

Quote:

Originally Posted by MommyBook

Oh yea...I'm an employee of Customer Service...I'm b!itchy on the phone and don't know the first thing about home loans/modifications.

I love it! I love you! Thanks for making my day

so-cal-gal · 09-04-2009, 12:23 PM

One person suggested I was a CW plant because I offered advice he did not agree with.

If you do not know my 'story', you have not read many of the CW threads. I hit some others too.

If you don't mind being disgusted, you can look up my problems since CW canceled my mod without telling me. Sold the note as 'icing on the cake' or to try to put more barriers in place.

Apparently they have the verbal applications that were used for the CW CA AG mod application process all wired to fail a final income verification. They only ask for bank statements for some cases. I was never even told that mine was EVER canceled. They just transferred the note without implementing the mod. All sorts of reasons are now being given to other VICTIMS. We do not get told that they are not allowing the mod. Some have made 6 months of payments and then find CW wants at least $10K and the payments to go back to the original level. Oh, and they have reported the payments as partial or not made, messing up credit scores.

There are more than a few charges entwind in that paragraph, some are state level, some are FEDERAL.

Yep, I can do b!itchy now!

vikingmom · 09-04-2009, 02:13 PM

Quote:

Originally Posted by sahm2two

Silly Silly!

My original one said not to call before 9/3 & I probably called 20-30 times! LOL I will be calling 2 weeks from yesterday.

Who or what number do you call? I've called David L before and he was great, but now I have a negotiator assigned - John Gilmore, but I have no idea how to contact him. The extension they gave me does not seem to work. Because I am with NACA, no one seems to be able to tell me anything.

MommyBook · 09-04-2009, 02:29 PM

Quote:

Originally Posted by vikingmom

Who or what number do you call? I've called David L before and he was great, but now I have a negotiator assigned - John Gilmore, but I have no idea how to contact him. The extension they gave me does not seem to work. Because I am with NACA, no one seems to be able to tell me anything.

I'm not with NACA but I've heard good things about David on the board. I would just call him and ask if he wants you to call him regarding things or see if he has a contact number for your negotiator.

09-03-2009, 01:59 PM	#2 (permalink)
so-cal-gal Senior Member Join Date: Jul 2009 Location: San Diego, CA Posts: 458 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Account Changes after they cancel mod I heard they had some 'MISHAP' where they canceled a whole bunch of applications this week. You were just in the application phase, right? You may recognize me as the gal lurking with the ACTUAL CW MOD they WILL NOT HONOR. Now more people are finding me on my other locations such as MearsureUp.com. It is interesting to hear the variations and new excuses they have for canceling actual CONTRACTS. The SCOUNDRELS!

09-03-2009, 02:58 PM	#3 (permalink)
MommyBook Senior Member Join Date: Jul 2009 Posts: 172 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Account Changes after they cancel mod "Do not call before 10/08/2009". Blech. You're supposed to call by the 17th of this month, aren't you?

09-03-2009, 04:22 PM	#5 (permalink)
MommyBook Senior Member Join Date: Jul 2009 Posts: 172 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Account Changes after they cancel mod Just razzin' ya.

09-04-2009, 12:23 PM	#9 (permalink)
so-cal-gal Senior Member Join Date: Jul 2009 Location: San Diego, CA Posts: 458 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Account Changes after they cancel mod One person suggested I was a CW plant because I offered advice he did not agree with. If you do not know my 'story', you have not read many of the CW threads. I hit some others too. If you don't mind being disgusted, you can look up my problems since CW canceled my mod without telling me. Sold the note as 'icing on the cake' or to try to put more barriers in place. Apparently they have the verbal applications that were used for the CW CA AG mod application process all wired to fail a final income verification. They only ask for bank statements for some cases. I was never even told that mine was EVER canceled. They just transferred the note without implementing the mod. All sorts of reasons are now being given to other VICTIMS. We do not get told that they are not allowing the mod. Some have made 6 months of payments and then find CW wants at least $10K and the payments to go back to the original level. Oh, and they have reported the payments as partial or not made, messing up credit scores. There are more than a few charges entwind in that paragraph, some are state level, some are FEDERAL. Yep, I can do b!itchy now!

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