Call from BofA Negotiator - Loan Modification Forum

saint3600 · 09-01-2009, 02:11 PM

I received a call from my negotiator about an hour ago, unfortunately I did not answer the call because I was in a meeting. The negotiator left a voice mail indicating that she needed to discuss my loan modification with me. I called her back but I was only able to leave a voicemail.

I hope this means that I am getting a loan modification. This is what is posted on the BofA website.

Processing Date	Workout Type	Document Type
08/09/2009	Modification	LETTER OF EXPLANATION
08/09/2009	Modification	PAY STUB
08/09/2009	Modification	TAX RETURN/FORM

The above list is real-time and reflects the documents processed to date for this account. We may have received additional documents recently sent to us that have not been processed and therefore do not appear in the list. Please do not call us to check the status of a document not showing in the list as our representatives will not be able to provide any additional information than what is shown here. Thank you for your patience.

alikeith · 09-01-2009, 02:20 PM

They are in the process of reviewing you for a mod. It is not guaranteed based on the online info you will be approved. There are many factors. I hope you get it!!!

mojamz · 09-01-2009, 03:17 PM

Did you receive a trial mod offer?

rkel11 · 09-01-2009, 04:22 PM

Great news......hope you get to talk with her soon.....

saint3600 · 09-01-2009, 05:16 PM

Quote:

Originally Posted by mojamz

Did you receive a trial mod offer?

No, I have not received a trial mod offer yet.

saint3600 · 09-01-2009, 05:22 PM

Thank you for the explanation and support alikeith. I was hoping there may be a mod on the table but I guess that was wishful thinking.

I will keep everyone posted on the outcome.

mojamz · 09-01-2009, 05:36 PM

Good Luck saint3600! As far as I know I am set to make the trial payments and within the 3 month trial they will review my MHA documents and decide whether I qualify for a permanant mod. Wish me luck!

mojamz · 09-02-2009, 02:20 PM

Quote:

Originally Posted by saint3600

No, I have not received a trial mod offer yet.

Just wondering because all the paperwork you show in your account activity is the same paperwork they request for the trial mod workout. They only requested hardship letter, 2 pay stubs, 2 mo bank statements and b/d of monthly expenses to do the pre-qual for the loan mod. Then when they offered the loan mod they requested the tax record and IRS form 4506(provided in package), bank statements and 2 pay stubs. My on-line account reflects they show no record of a workout for this account but I know they have rec'd my mod package.

saint3600 · 09-02-2009, 06:46 PM

Hello mojamz,

The information I posted was just the latest posting by BofA. I had previously submitted paystubs, 2yrs tax returns, bank statements and monthly expenses which are no longer displayed on the web.

Good luck with your trial mod I hope everything works out for you.

saint3600 · 09-25-2009, 02:35 PM

I would just like to update everyone on the latest news.

I received a call on Monday from a Bank of America rep stating that I should get modification documents within 2 weeks. She did no tell me any details but I am hoping for the best.

I have seen a few other posts of people receiving documents or calls stating they will be receiving them. Hopefully this means they are speeding up the modification process.

nativelasvegan · 09-25-2009, 02:43 PM

saint 3600 - would you mind if I asked how long you have been at this?
Are you behind in your payments?
Is your loan owned by Fannie?
Thanks.

saint3600 · 09-25-2009, 02:55 PM

I don't mind. I initially tried to request a mod on my own in December 08 which was denied. I then hired a company which was a waste of time and money. I found this site in May and started following suggestions from the forum which led me to e-mail the OOP. The e-mail went out in July which started the ball rolling, but I had make sure I stayed on top of it and called for status.

I am currently behind 5 months.

No, my loan is not Fannie Mae. They won't release the information regarding my investor. So I don't know who it is, but I know it is not Fannie Mae.

I don't know where I would be without this forum and all the useful information.

Good Luck!!

nativelasvegan · 09-25-2009, 03:28 PM

Thanks Saint!

Pants · 09-25-2009, 04:19 PM

Saint, CW in Ca would not give me my investor either. His name is Chadd Grogg.

I thought it might be an exotic investor in Dubai. Nope it's Bank of New York.

Call a branch that is not actually servicing your loan and they'll give it to you.

If you want to check with BoNY directly here's their contacts. Don't forget to CC CBS News too.

samir.pandiri@bnymellon.com (CEO BoNY)

cbs5gm@kpho.com
tim.keaney@bnymellon.com
david.lamere@bnymellon.com
don.monks@bnymellon.com
jim.palermo@bnymellon.com
lisa.peters@bnymellon.com
kurt.woetzel@bnymellon.com
arthur.certosimo@bnymellon.com
todd.gibbons@bnymellon.com
carl.krasik@bnymellon.com
jonathan.little@bnymellon.com
ronald.ohanley@bnymellon.com
karen.peetz@bnymellon.com
brian.rogan@bnymellon.com

Quote:

Originally Posted by saint3600

I don't mind. I initially tried to request a mod on my own in December 08 which was denied. I then hired a company which was a waste of time and money. I found this site in May and started following suggestions from the forum which led me to e-mail the OOP. The e-mail went out in July which started the ball rolling, but I had make sure I stayed on top of it and called for status.

I am currently behind 5 months.

No, my loan is not Fannie Mae. They won't release the information regarding my investor. So I don't know who it is, but I know it is not Fannie Mae.

I don't know where I would be without this forum and all the useful information.

Good Luck!!

09-01-2009, 02:20 PM	#2 (permalink)
alikeith Senior Member Join Date: May 2008 Posts: 630 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator They are in the process of reviewing you for a mod. It is not guaranteed based on the online info you will be approved. There are many factors. I hope you get it!!!

09-01-2009, 03:17 PM	#3 (permalink)
mojamz Senior Member Join Date: Aug 2009 Posts: 54 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Did you receive a trial mod offer?

09-01-2009, 04:22 PM	#4 (permalink)
rkel11 Senior Member Join Date: May 2009 Location: Central NC Posts: 141 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Great news......hope you get to talk with her soon.....

09-01-2009, 05:22 PM	#6 (permalink)
saint3600 Member Join Date: Jul 2009 Posts: 25 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Thank you for the explanation and support alikeith. I was hoping there may be a mod on the table but I guess that was wishful thinking. I will keep everyone posted on the outcome.

09-01-2009, 05:36 PM	#7 (permalink)
mojamz Senior Member Join Date: Aug 2009 Posts: 54 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Good Luck saint3600! As far as I know I am set to make the trial payments and within the 3 month trial they will review my MHA documents and decide whether I qualify for a permanant mod. Wish me luck!

09-02-2009, 06:46 PM	#9 (permalink)
saint3600 Member Join Date: Jul 2009 Posts: 25 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Hello mojamz, The information I posted was just the latest posting by BofA. I had previously submitted paystubs, 2yrs tax returns, bank statements and monthly expenses which are no longer displayed on the web. Good luck with your trial mod I hope everything works out for you.

09-25-2009, 02:35 PM	#10 (permalink)
saint3600 Member Join Date: Jul 2009 Posts: 25 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator I would just like to update everyone on the latest news. I received a call on Monday from a Bank of America rep stating that I should get modification documents within 2 weeks. She did no tell me any details but I am hoping for the best. I have seen a few other posts of people receiving documents or calls stating they will be receiving them. Hopefully this means they are speeding up the modification process.

09-25-2009, 02:43 PM	#11 (permalink)
nativelasvegan Senior Member Join Date: Sep 2009 Location: Near Austin, TX Posts: 789 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator saint 3600 - would you mind if I asked how long you have been at this? Are you behind in your payments? Is your loan owned by Fannie? Thanks.

09-25-2009, 02:55 PM	#12 (permalink)
saint3600 Member Join Date: Jul 2009 Posts: 25 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator I don't mind. I initially tried to request a mod on my own in December 08 which was denied. I then hired a company which was a waste of time and money. I found this site in May and started following suggestions from the forum which led me to e-mail the OOP. The e-mail went out in July which started the ball rolling, but I had make sure I stayed on top of it and called for status. I am currently behind 5 months. No, my loan is not Fannie Mae. They won't release the information regarding my investor. So I don't know who it is, but I know it is not Fannie Mae. I don't know where I would be without this forum and all the useful information. Good Luck!! Last edited by saint3600; 09-25-2009 at 02:58 PM..

09-25-2009, 03:28 PM	#13 (permalink)
nativelasvegan Senior Member Join Date: Sep 2009 Location: Near Austin, TX Posts: 789 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Call from BofA Negotiator Thanks Saint!

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