How Long??

[sahm2two]

How long did your status say 'active processing' and what did it change to next....approved? And how long did that take? This week will be 3 weeks for me. It took about a week and a half for my documents to show up. Also, how long did the entire mod process take? How long to get documents sent via fedex?

[HereinNY]

If you go to page 21 of the thread titled NACA/CW April Restructure Submittalss you will see a chart that shows how long some of the mods took.

[sahm2two]

Thanks...that seems to only be showing those who have gone through NACA & I have not.

[Skipper]

Originally Posted by sahm2two

How long did your status say 'active processing' and what did it change to next....approved? And how long did that take? This week will be 3 weeks for me. It took about a week and a half for my documents to show up. Also, how long did the entire mod process take? How long to get documents sent via fedex?

Hi Sahm,

I spoke to the negotiator briefly on Friday. He said hopefully no longer than three to for weeks for me to receive the MHA package (which he did confirm that it looks like I was approved... Keeping the fingers crossed!).

Hope this helps.

Skipper

[sahm2two]

Originally Posted by Skipper

Hi Sahm,

I spoke to the negotiator briefly on Friday. He said hopefully no longer than three to for weeks for me to receive the MHA package (which he did confirm that it looks like I was approved... Keeping the fingers crossed!).

Hope this helps.

Skipper

That does help! How long have you been waiting? I feel like we have been waiting around the same time...so Monday I will have hubby call in to see what's going on.

[Skipper]

I think my stuff was submitted the 3rd week of July... I do believe our timelines are pretty close.

Skipper

[sweet75]

We submitted everything in Feb and did not get anything to happen until a week and a half ago after we contacted the OOP. Our status said active processing from May until last week and now it shows that there is nothing going on. It never showed any documents. We got our package for the MHA program a week after we contacted the OOP and two days later someone called making sure we got the package and hoping that we were going to send it in soon.

[sahm2two]

Originally Posted by sweet75

We submitted everything in Feb and did not get anything to happen until a week and a half ago after we contacted the OOP. Our status said active processing from May until last week and now it shows that there is nothing going on. It never showed any documents. We got our package for the MHA program a week after we contacted the OOP and two days later someone called making sure we got the package and hoping that we were going to send it in soon.

See we contacted the OOP & they said we were put as a VIP status but it has still been about 3 weeks and nothing....it does show documents that have been sent & active processing as well.

[Skipper]

Originally Posted by sahm2two

That does help! How long have you been waiting? I feel like we have been waiting around the same time...so Monday I will have hubby call in to see what's going on.

Please post what you find out... I will be curious to compare notes.

Skipper

[sahm2two]

Originally Posted by Skipper

Please post what you find out... I will be curious to compare notes.

Skipper

I will post what I am told this afternoon. Thanks Skipper!

[sahm2two]

Current reading of my account online: Documents Received

Processing Date Workout Type Document Type 08/05/2009 Modification BANK STATEMENT 08/05/2009 Modification PAY STUB 08/05/2009 Modification WORKOUT LETTER The above list is real-time and reflects the documents processed to date for this account. We may have received additional documents recently sent to us that have not been processed and therefore do not appear in the list. Please do not call us to check the status of a document not showing in the list as our representatives will not be able to provide any additional information than what is shown here. Thank you for your patience.

Current Workout Status

Loan Modification	View the Details	Hide the Details

Workout Status Details:	Your request for assistance is under review. During the review process, a thorough examination and analysis of your loan will be completed. During this time, we may or may not need additional information from you. It is common that you will not hear anything from us during the review period, but please be advised that all collections activities have been temporarily suspended during this review period. We expect more information to be available on 09/01/2009. If your status remains unchanged after the 09/01/2009, please call and speak to a customer service representative. Please do not call back before 09/01/2009 as that will delay the process. Please respond promptly to any calls or requests that you may receive from us during this period. Lack of response will cause your workout to be delayed or cancelled. Thank you.
Information as of:	07/28/2009
Workout Stage:	Processing
Phase/Sub-Phase:	Active Processing

[sahm2two]

Skipper, Suzane said that it still says the same I think I may be emailing the OOP tonight because some on here said after they emailed her they had docs within days...and its going on 3 weeks now.

[MommyBook]

SAHM and Skipper, looks like the 3 of us are all on the same page. I talked to Susan on Friday to ask why docs hadn't been uploaded and checking on the status of our mod, and letting her know that August payment wasn't happening. She said she was putting in a note to have my negotiator call me today. I'll keep you posted on what I hear.

[Skipper]

Originally Posted by MommyBook

SAHM and Skipper, looks like the 3 of us are all on the same page. I talked to Susan on Friday to ask why docs hadn't been uploaded and checking on the status of our mod, and letting her know that August payment wasn't happening. She said she was putting in a note to have my negotiator call me today. I'll keep you posted on what I hear.

Thanks.... I have not made July payment yet...

Please let me know what you hear...

Skipper

[sahm2two]

Originally Posted by MommyBook

SAHM and Skipper, looks like the 3 of us are all on the same page. I talked to Susan on Friday to ask why docs hadn't been uploaded and checking on the status of our mod, and letting her know that August payment wasn't happening. She said she was putting in a note to have my negotiator call me today. I'll keep you posted on what I hear.

Thanks...it looks like we can't make payment til 27th...so it still won't be 30 days late...but it isn't getting easier. I will be emailing OOP tonight.

[Skipper]

Originally Posted by sahm2two

Thanks...it looks like we can't make payment til 27th...so it still won't be 30 days late...but it isn't getting easier. I will be emailing OOP tonight.

I hear you... I was able to get hold of the negotiator for a brief moment today, he explained that I was "approved to submitted for review for the MHA modification...". I believe he meant that my situation meets the requirements for the MHA program, and that I am now subject to review by the lender (Freddie Mack) for approval.

When I asked about when I could expect the "Trial Payments" to begin, he said that would be after a review/approval of my request. He reiterated that the time-line should be three to four weeks, but it could also be a little sooner or a little later, and to check back in two weeks. So...hopefully in time for September, but most likely October.

This process is not easy!

Skipper

[bcg1968]

Hello,
I was wondering since it appears some of you submitted documents around the same time I did, if you went through the normal channels of BOFA or the office of the president?I just called up and after talking to what seemed 10 people was told to fax documents.Web site shows only
that they received the doc's and it's General under work out section.Do you think it would be a good idea to email oop and ask for status?I am also curious if the fact that I do not have PMI helps or hinders my MOD chances?

[sahm2two]

Originally Posted by Skipper

I hear you... I was able to get hold of the negotiator for a brief moment today, he explained that I was "approved to submitted for review for the MHA modification...". I believe he meant that my situation meets the requirements for the MHA program, and that I am now subject to review by the lender (Freddie Mack) for approval.

When I asked about when I could expect the "Trial Payments" to begin, he said that would be after a review/approval of my request. He reiterated that the time-line should be three to four weeks, but it could also be a little sooner or a little later, and to check back in two weeks. So...hopefully in time for September, but most likely October.

This process is not easy!

Skipper

I took some others advice & emailed David. He called us today & we were not home...so I left him a voice mail. Maybe he can help push things along? If he doesn't seem like he can do much then tomorrow I will email the OOP.

[sahm2two]

Originally Posted by bcg1968

Hello,
I was wondering since it appears some of you submitted documents around the same time I did, if you went through the normal channels of BOFA or the office of the president?I just called up and after talking to what seemed 10 people was told to fax documents.Web site shows only
that they received the doc's and it's General under work out section.Do you think it would be a good idea to email oop and ask for status?I am also curious if the fact that I do not have PMI helps or hinders my MOD chances?

I also have pmi...$310 a month of pmi! I do not think it hurts your chances. I know with the refi the pmi cases were pushed off. If I were you I would contact the OOP just to be sure things are moving as fast as they should be

[Skipper]

Originally Posted by sahm2two

I took some others advice & emailed David. He called us today & we were not home...so I left him a voice mail. Maybe he can help push things along? If he doesn't seem like he can do much then tomorrow I will email the OOP.

Any news?

Skipper

[MommyBook]

BOFA called DH today, but did he answer? Nope. Ugggh. Looks like I'm going to have to try and call Susan when I get off work. I'm gonna end up getting fired trying to do all this at work!

[rkel11]

Mommy,
What does DH stand for exactly?????

[sahm2two]

Originally Posted by Skipper

Any news?

Skipper

No word from David. I was going to email the OOP tonight but Hubby is going to call Sherilyn tomorrow morning/afternoon (she was the person who was first assigned to us after contacting the president)

[sahm2two]

Originally Posted by rkel11

Mommy,
What does DH stand for exactly?????

rkel, DH stands for 'Dear Husband'

[sahm2two]

Originally Posted by MommyBook

BOFA called DH today, but did he answer? Nope. Ugggh. Looks like I'm going to have to try and call Susan when I get off work. I'm gonna end up getting fired trying to do all this at work!

MommyBook, what did they call for?! I want to know! Everyday when I go out & run errands I see like a dozen fed ex trucks & hope one of them is headed my way!!! Tomorrow will be 3 weeks for us. I am about to log onto our countrywide account & see if anything is updated.


...nope nothing has changed! argh!