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| Countrywide Home Loans - Tell Us Your Countrywide Story Countrywide Home Loans is now Bank of America. This forum is dedicated to tracking what Bank of America is doing to HELP struggling homeowners and how they are treating their customers. Good or bad, let your voice be heard and your story be known. |
This is a discussion on Online Account Updates?? within the Countrywide Home Loans - Tell Us Your Countrywide Story forums, part of the Stop Foreclosure and Tell Us Your Story category; So, I just checked my online account today. It finally shows my new due date adjustment., It also shows they ...
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| | #1 (permalink) |
| Senior Member Join Date: May 2008
Posts: 630
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Online Account Updates?? So, I just checked my online account today. It finally shows my new due date adjustment., It also shows they have added my late payments before my mod and principal balance change. It does not actually show any of the new loan info though. My payments still show as a partial balance, so they have not applied those either. This was as of 05/07/09. They must have been working on i yesterday. I had looked online like i do everyday, and nothing has changed yesterday yet. Considering my mod was effective mar 1st, i guess its a step in the right direction. Did this happen to anyone else? |
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| | #2 (permalink) |
| Senior Member Join Date: Jan 2009
Posts: 81
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? Yes...they update the accounts one section at a time and it usually takes a couple of days as they update each piece of info completing the update. Congrats! |
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| | #3 (permalink) |
| Senior Member Join Date: Jan 2009 Location: New Jersey
Posts: 128
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? alikeith... it took about a week before my acct was completely updated. it was updated in chunks as well. some of the info may not be correct until the update is complete. congrats! |
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| | #5 (permalink) |
| Senior Member Join Date: May 2008
Posts: 630
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? I forgot to mention this. I got an e-mail from bank Of america with a subject line of: Thanks for working with our representative on your, we'd like to your about your experience... Email said this: Dear Bank of America Customer, Thank you for working with the Home Retention Department. We appreciate the opportunity to service your account. Customer satisfaction is our top priority and your feedback presents us an opportunity to improve our services. We appreciate your responses and value your business. This survey will take approximately 2 minutes to complete and you can access it on-line by clicking the link below. Thank you for your participation! You may be aware that Countrywide was acquired by Bank of America. For the purposes of this survey, we will be referring to Bank of America rather than Countrywide. Bank of America Home Retention Department Bank of America Home Loans Please do not reply to this email. We currently are not able to monitor or respond to inquiries submitted to this email address. This is why i decided to check again today. |
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| Senior Member Join Date: May 2009
Posts: 138
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? B of A account info check Check your account status online. You can log on to Countrywide Home Loans- Equity, Refinance, and Purchase to check this. Once you log in, you will see in the upper left corner of the screen, "Account Options" and under that, "My account summary". Click on "My home loans" to retrieve your account information. You will now find an expanded menu bar on the far left of your screen. Scroll down to "Financial hardship" and click on "Workout information". You will see two sections, "Documents Received" and "Current Workout Status". Under the workout status, you should see detailed information that your file is under review and a date when more information will be available (and instructions not to call before that date). I believe the intention here is to avoid excessive phone calls and give them adequate time to process your request. You will also see "Information as of" fill in the date, "Workout stage", and "Phase/Sub-Phase". You may not see anything under "Documents Received" yet. It does take some time as the information you faxed must be scanned and uploaded into the system. Do not panic...if you've gotten this far, the negotiator has your documents in hand! Here is what the screen will look like:
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| | #9 (permalink) | |
| Senior Member Join Date: Sep 2009 Location: Near Austin, TX
Posts: 789
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? Quote:
__________________________________________________ _ Oh, PLEASE, PLEASE, PLEASE, give me a survey. I will let them know exactly what I think. | |
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| | #10 (permalink) |
| Senior Member Join Date: Oct 2009
Posts: 54
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? Daglo, Thank you! So I logged in and looked at my account status and its hows some docs received (they don't make any sense_ but under workout status there is nothing! Does that mean they aren;t doing anything? It has been almost a month! |
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| | #11 (permalink) | |
| Senior Member Join Date: May 2009
Posts: 138
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? Quote:
It took almost 7 weeks from the time she sent in her documents for there to be any information or updates. She started in July, and it just showed the status of her modification about two weeks ago. | |
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| | #14 (permalink) |
| Senior Member Join Date: Oct 2009
Posts: 54
Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0 | Re: Online Account Updates?? Well I am trying to qualify for the FHA HAMp but even though I am good as far as the front and back end DTI they say I don't qualify because the partial claim I would need to get my payments to 31% is $5000 more then the max allowable based on 30% of what we owe...thing is now I am thinking that number could change based on what interest rate they are using...from what I can tell they are using 5.5%, but she told me that the program uses the current rate and I think that is 4.8% now, I am going to call today! |
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