Just wondering if anyone has had any experiences with Bayview loan servicing. I had a loan with Citi and just recently they turned it over to Bayview. When they made the switch I was unaware and kept making my payments to Citi and they kept cashing them. I then get a letter from Bayview saying I owe like $5000, obviously there was some confusion between Citi and Bayview. I finally get it all worked out and caught up. Well just yesterday I get a letter that they had been sending certified to the wrong address saying that Citi mortgage has filed a notice of trustee sale. They had been sending the mail to my old office which I haven't worked at in over 4 years. I luckily had just stopped by and they gave me the mail. Anyways, I call Bayview and they tell me I am past due since July 1st. I am so frustrated because I just got it worked out and I have paid up through August. Anyways, the gentlemen I talked to was very nice and seemed very helpful. He said he would call me back today and I am very hopeful but after finding this site and all the horror stories I am a little worried. I want to be prepared when I talk to them and know my options. So any advise would so greatly be appreciated.