inmyview - nice to have you here. We ARE banding together. The first was a mass e-mail to B of A that seems to have gotten some movement (I'm not with B of A, so keep an eye on those threads). Chase is next. The banks are all pretty much doing the same thing..... the Chase e-mails will be Monday.
Moe Bedard is also looking at the legal end.
I never intended to get radical with this. I was just looking at my life and my home and trying to get the modification I thought the "system" was offering after the market tanked and people lost their jobs et. al. I still want my life and my home. But I'm mad as well. I treat people with respect and absolutely expect that from people. It's okay to disagree. But being lied to and strung along and stressed out all for the sake of keeping the upper class "upper" is nonsense and is not my American heritage, and I am tired of it!