About 2-3 years ago witht he great help of folks in this forum I was able to modify my First Mortgage with Bank of America, but My second Mortgage eventually went to collection and was never modified. So with a 65k Blanace in collection trying to take me to court since the house was under water I filled for chapter 13 Bankrupsy.
After a year and a half of repaying 9.5% on the dollar to my great suprise I got a letter that stated since my first mortgage got modified now I eleigible to get my second mortgage forgiven/dismissed.
Eventhought I already filed for bankrupcy this is great but can I get my repayment plan aborted or reimburse.
Anyone been throught this unique situation..... Of course my lawyer said to keep paying because he gets a cut. SMH
Thanks in advance