I've recieved a personal loan from Citi Financial a few years back, and I have requested the original loan documents from them and have not received them. The reason for me requesting it is to over look the terms we orginally agreed upon, and I have reason to believe that the terms that i signed are not the same terms I am recieiving. I've been paying off the loan without really paying attention to the terms that were laid out to me at the time of the loan, and they seem to be way off of what i originally was told. Is there a difference of them having a copy of the orginal signed documents, and actually having the signed (originally signed with ink) documents themselves. Any help would greatly be appreciated.