just wanted to shout out a thanks to sillyworld and this web site. I was told by citi my trial payments were do on the 1st but I had till the 5th. I posted a question and Sillyworld told me not to pay past the 1st, but to borrow the money if needed. I went to my mother-in-law (hated to do that) but I did. It was paid on time and I have already sent her the money back.
When i called in the payment (now a 30 dollar charge for phone in, which they waived) I was told had I paid past the 1st that I would have been disqualified.
SO....thank you Sillyworld and to this web site!!