To Help Other - pls post your hardship if permanent mod is approved or denied due to hardship

[mom_of_two]

Hi all
It will be very helpful to learn the harships that have been accepted for permanent mod and hardships that have been rejected. Thanks.

[Evan Bedard]

Hi mom of 2,

Below is a list of hardships that lenders should be accepting:

1 - Death of borrower
2 - Illness of principal borrower
3 - Illness of borrower family member,
4 - Death of borrower family member,
5 - Martial difficulties,
6 - Curtailment of income,
7 - Excessive obligation,
8 - Abandonment of property,
9 - Distant employment transfer,
10 - Property problem,
11 - Inability to sell property,
12 - Inability to rent property,
13 - Military service,
14 - Other,
15 - Unemployment,
16 - Business failure,
17 - Casualty Loss,
18 - Energy environment costs,
19 - Servicing problems,
20 - Payment adjustment,
21 - Payment dispute,
22 - Transfer of ownership pending,
23 - Fraud
24 - Unable to contact borrower
25 - Incarceration

Each mod is on a case by case basis and will not only have to do with your hardship. I have seen many people with the exact same hardship, some will get approved, and the majority will be denied for permanent assistance..