I stopped paying my second mortgage with Chase on a rental property in March and today I received a letter from Chase stating: "We are writing to let you know that, at the instruction of your loan investor, we are releasing the lien on the mortgage loan referenced above. This means you are still responsible for the debt on your mortgage, but you can now explore your options to sell or refinance. You don't need to sign or return anything for this to happen." What does it mean? Any input would be most appreciated and welcome.