I recently went to refinance, hoping to be a candidate for one of the government programs as we are underwater in our mortgage and I am working two jobs to keep us afloat. However, I found out that we never reaffirmed our mortgage with Chase. When I contacted my bankruptcy attorney, he told me that Chase sent the reaffirmation documents to him AFTER the bankruptcy had been filed (and possibly after it was closed?). He told me that he filed a Statement of Intention included with the bankruptcy petition, so Chase was on notice. However, for $660.00 he would file to re-open the bankrutcy and file the reaffirmation documents. So we scraped the money together and told him to go ahead. I contacted his office today to see what was going on, only to be told my his assistant that he has made several calls to Chase and is not getting anywhere. Did I have a contact there? He told me he doesn't want to reopen the case until he knows Chase will agree to the reaffirmation filing. He said in order for it to go through, both parties must agree. If he files it and Chase does not agree, he will have wasted my money. But he can't get ahold of anyone at Chase with whom he can discuss the issue.
Can anyone help me with this? I have no idea who I should contact. I know Chase has several bankruptcy departments.
Thank you very much for your help with this!