Been trying to get a loan mod for the last five months. We started in imminent default and got passed the 90 day that you could be in that department. So, at the end of December
they closed our file and we had to reapply with the perm modification department. The last time we paid our mortgage was in July 2009. We have a first and second with Chase and are 150,000 upside down. We live in California.
We impound our homeowners insurance, but not our taxes. I just found out Chase paid our
property taxes this month.
Good or bad sign?