Finally Lost The Battle

**mingsmom** · 03-17-2010, 04:46 AM

I have not been on the board lately. I have been fighting first AMC, then Citi, and finally Chase/WaMu. After 2 years of talking, phone calls, attempts to modify, I was served with a 24 hour eviction notice on Monday of this week. As I write this I am in a motel for the week.
I had talked with Chase was working on a modification when the house was put up for auction without my knowledge. I was told I had to sign a cash for keys, all paperwork I saw was with Chase, so I guess the bank has the house now. I had contacted my Senator, and congressman trying to stop this process. Nothing worked. I had received a call from a woman who said she was with Chase, and would investigate, I faxed her all the documents, never heard from her again, and I could not reach her. I also spoke with the attorneys who handled this matter for the bank, they told me they would not file for the eviction, they did. Chase says they called me, and I did not return the call, no message was left. That is the excuse they used for foreclosing and trying to sell the house. There are 3 houses for sale on my block right now; all have been on the market for over a year. I hope that Chase loses money with that on the market. I tried to convince them it was better to modify my mortgage, and let the house be occupied, no deal.
I will recover from this, but I don't know about my credit. My home of the last 10 years is gone. I made a bad decision to refinance with Ameriquest and it went south from there. Live and learn.

**msndrstood** · 03-17-2010, 05:12 AM

I'm sorry about this situation.

The only way to fight this now is to go public with your story. As hard as it seems, sometimes its the only route available to us to fight back.

I would contact your local media and tell them your story, they will usually contact the bank for a comment putting your story on their radar, they will hate the bad publicity. The media is grabbing this story in all areas of the country right now, local media are actively looking for this exact situation.

I know how difficult this situation is for you, I hope you have family nearby that will soften the blow. Take care of yourself.

Keep us posted.

**dingo3497** · 03-17-2010, 05:22 AM

I agree 100% with msndrstood. They do not like to be exposed! You still have fight left in you, don't give up!

It does happen HAMP Feb 15th, 2010

**justdeb** · 03-17-2010, 05:49 AM

I'm so sorry you've had to endure all that you have.

**Social Apocalypse** · 03-17-2010, 07:01 AM

Blessings and strength to you mingsmom. This will be a dark time for us all when we look back from happier times in the future. Keep your chin up, and stay strong, and NEVER lose hope. Something wonderful might happen today, or tomorrow or soon, and don't forget that! We are all pulling for you.

**Poconogal** · 03-17-2010, 07:01 AM

Originally Posted by mingsmom

I have not been on the board lately. I have been fighting first AMC, then Citi, and finally Chase/WaMu. After 2 years of talking, phone calls, attempts to modify, I was served with a 24 hour eviction notice on Monday of this week. As I write this I am in a motel for the week.
I had talked with Chase was working on a modification when the house was put up for auction without my knowledge. I was told I had to sign a cash for keys, all paperwork I saw was with Chase, so I guess the bank has the house now. I had contacted my Senator, and congressman trying to stop this process. Nothing worked. I had received a call from a woman who said she was with Chase, and would investigate, I faxed her all the documents, never heard from her again, and I could not reach her. I also spoke with the attorneys who handled this matter for the bank, they told me they would not file for the eviction, they did. Chase says they called me, and I did not return the call, no message was left. That is the excuse they used for foreclosing and trying to sell the house. There are 3 houses for sale on my block right now; all have been on the market for over a year. I hope that Chase loses money with that on the market. I tried to convince them it was better to modify my mortgage, and let the house be occupied, no deal.
I will recover from this, but I don't know about my credit. My home of the last 10 years is gone. I made a bad decision to refinance with Ameriquest and it went south from there. Live and learn.

We hired this law firm after we made our trial payments and still never received the final paperwork from Chase. Now the firm is working Chase over. You might want to contact them to see if they can still help.

www.kelattorneys.com

**litehouse01** · 03-17-2010, 08:40 AM

I am so very sorry this happened to you...may God Bless and keep you and your family. I hope things get better for you very soon.

**mrange25** · 03-17-2010, 02:25 PM

Sorry to hear about your situation. Be strong.

Living in a hotel can't be easy. You may want to consider contacting your state's human and social services. They can provide you with employment assistance, emergency shelter, etc, if you run out of money.

**mingsmom** · 03-17-2010, 04:44 PM

Thank all of you for your kind words I do appreciate them. I contacted the attorney, it is too late to do anything. I am not unhappy in the hotel, it is better than fighting the mortgage company. The only problem is it is not far enough away from the house, and I am forced to see it when I drive by the street. As yet they have not changed the locks or been their to do anything to the house. Thank you for all the advice, I live in Florida, the services are limited here, I actually did emergency social services for the state until the budget cuts elminated my job. I know this will pass, and with each passing day, I know it will become easier to handle. Again I appreciate the kindness from everyone.

**Bert C** · 03-17-2010, 05:01 PM

I too am in Florida Mingsmom. I'm truly sorry for what has happened to you and your family. No one should have to go through what you are going through right now. It's a disgrace for the banking and political sector but, not for you! Hold your head high and move forward from here. Keep things in perspective. Although most of us, if not all of us, here want to keep our homes and are struggling to, we need to realize that not everyone will. I know there is not one of us here that would want to lose their home but, it happens. There's absolutely no shame in moving on and starting anew.
The advise everyone has given you here is correct. One day you'll look back and realize you were "touched" by a force greater than you to do bigger and more important and useful things than to spend your time grappling with these low-life's (banksters). Take what you've learned from this experience and put it to good use in your future. Remember that everything we learn may not apply at the moment but, there will come a time when we will benefit from the knowledge acquired. Take the advise of searching out whatever social services you and the family are entitled to and move forward not backwards. Good luck to you in the near and distant future. Godspeed....

Bert