Yesterday evening I got a call from a Remax agent saying she would be by today at 11am to do our appraisal. I had not heard anything from Chase so I was shocked to say the least. I am going on my 9th trial payment. Has this happened to anyone else? Anyone have any idea how the appraisal value can affect your chances of getting approved? My house is pretty torn up looking because we were remodeling & when the economy collapsed, we stopped. Any advice is appreciated!!!