Mercury! Need your help here. I am such a nimrod at these things.
Okay, "Deed of Trust".
Says ""Borrower" is me
"Lender" is "JP MORGAN CHASE BANK NA"
further says "Lender is a Bank, organized and existing under the laws of the USA"
Lender's address is 1111 Polaris Parkway, Columbus, Ohio, 43240
"Lender is the beneficiary under this Security Instrument"
Then goes on, "Trustee is COMMONWEALTH LAND TITLE COMPANY"
What does any or all of this mean? That my loan is owned by Chase? That doesn't help me. Chase is claiming that my loan is an "investor loan", but ... I can't for the life of me figure out any information about any other investor from this Deed of Trust. And there isn't anything on file since the date this was filed, back in April of 2007.
HELP. I meet with the Chase folks in person tomorrow afternoon, I want to make absolutely certain I have the facts in hand before I go to "battle" with them.
Oh, and even more interesting - the footnote on this form says "CALIFORNIA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT"
I think that just pertains to the form though. Boy do I wish my loan was a Fannie Mae/Freddie Mac loan, sigh .....