Chase

[Smurf]

Our bankruptcy lawyer send us a letter that Moss Codilis, L.L.P. 20 North Main Street Albion, NY 14411

Send to him so that they can Modify our Loan this was back in June of 2009.

We have send information over and over again like pay stub all income that comes in our tax's all bill's,letter asking for modification letter that we wanted our tax in escrow and a letter from our bankruptcy attorney that they can work with us.
We have send these papers over and over again because they keep saying they didn't not have then.

Since June noting has happen only that they called us and told us that we did not pay our 2008 tax's in full that we only pay half and that we did not pay our 2009 tax's.So they ask us what we wanted to do.

We told them if they could pay the rest of 2008 tax's for us and for them to put it toward the back of our loan.and to pay 2009 tax's since we had ask for them to be put the tax's in Escrow with the modification so they ask us to put it in writing so my husband did the letter and we both sign it and we fax it to them. I called to see if they got it and they said yes.As of yet no Mordifcation Just two letters billing us.

Now they are billing us saying we have to give 907.06 extra with our mortgage payment if not they will charge interest. We called them again telling them and they said pay what you could so that what we are doing.But what happen with the modifcation I don't know .And I Have to check the Numbers because I think they are charging us more then what they paid for the tax's.

Smurf

[caldwellb02]

Oh this doesn't sound good. First I have never heard of a bank taking partial payments for anything. Now the 907.06 may be the property tax for the first half of this year. Are you saying you have an attorney? If you do, ask him/her to explain this. If not, then keep calling chase till you get an answer that makes sense. I would not just give them anything extra till you are sure in writing what they are going to do with it and why.