I get in regular mail today from chase a letter about my loan titled "debt validation notice". It states total amount due but that the amount on the day I pay I should call to get exact "PAYOFF" amount. This is not past due but the total 1,050,000. As in one million bucks. It goes on to say I have 30 days to dispute it and if so they will mail "verification of debt" and if - "request in writing the name of the original creditor if other than the present creditor I will provided that" "the purpose of this communication is to collect the indebtedness due or to repossess the property that is the security of such debt". This all seems odd. Comments?