Any Advise?

[litehouse01]

My stuff is about to go to the underwriter. And I want to make sure that I have done all I need to do in explaining why we took what we had in 401k in 2008 to get us thru. I tried to show a timeline in my hardship letter. My husbands company downsized his particular station big time and his hours were cut to that of a part timer so those left that were eligible to take retirement did to survive he had 34 yrs on the job ...we were on the brink of foreclosure back then because of all of this and we used a chunk to bring it back to current about 14k..the rest carried us thru his job search for other fulltime employment from July 08 to feb 09. His pension income is reduced because when his employer went thru 2 bankruptcies they dumped the pensions on the PBGC so you get about on third of what you should have gotten. Is there anything else I should say or do to address this issue before the underwrtier has it?

[litehouse01]

I forgot to say I provided a copy of a letter from the station manager confirming his retirement and the date he retired in good standing...I also supplied a letter from the new employer where he began 2/09 cnfirming his employment hire date and salary. I have supplied letters from the PBGC and IAM confirming retirement and monthly payment amounts and when it began and the latest update on PBGC where we get a small increase.I proved copies of my small retirement and when it took affect and amount etc..

[davephx]

You have done great job of documentation, arguments etc.

Best wishes for success after the long battle.

[litehouse01]

thank you davephx... I wish you all the best as well..I will keep you in my prayers...

[ChaseVictim]

litehouse01, good luck my prayers are with you!

[litehouse01]

Thank you chase victim...All prayers are greatly appreciated...