Obviously a personal question, feel free to NOT answer it if you don't want to. I'm just really curious to see how far behind some of us are on our mortgage payments, and what your status is with Chase right now.
We are 6 months behind. Chase advised us to fall 3 months behind last year so we could qualify for modification (wish I had found this forum then, and I never would have done it). We made 6 forebearance payments ending in June. (saving us a whopping $30 a month off our regular payment) We haven't paid a July, August and now September payment as per Chase's request. They said NOT to pay because their computers were down and we needed to wait to see what happens with modification.
Computers were fixed last week (after more than 2 months?!). Modification proposal went in on Friday. Said we know within 7 days.
Received intent to foreclose letter 32 days ago. Called Chase in a panic. They told us to disregard. Called CEO's office, they told us to disregard letter.
Current status: 6 months behind. Repeatedly calling chase to see when we should send a payment. Notice of intent to foreclose received, but told to disregard. We have received NO collection calls whatsoever since we started this all last fall. All calls have been from us TO them. Anyone in a similar situation?a