To Pay Or Not To Pay

[Hard Times]

River.......Oh...ok, thanks for clarifying the property question. Thats good that this is your only home, and not a second home that you are renting out. Now I agree 100% with you....you should get a HAMP modification to lower your payments. I understand your circumstances.....moving out of your home to go where the work is, and renting it out to try to get some income to help make the mtg pmt. You are truely doing all you can do, and the banks should step up and make an attempt also.

I am being screwed-around with Chase also......I definately qualify, and pass the NPV test with flying colors, but these weasels keep putting me off, asking for a newer document or something every month. It is a complete game....they ask for new w2 and bank statements each month, then say you are approved, then delay another month, then say they need new bank statements and w2s!!! This goes on and on, and I am fed up with these jerks! I think they know I qualify and that they should do a mod, and do this to just put it off, and hope that something will happen to make me no longer qualify. I just dont understand all this.......where are our politiicians when we need them? Why isnit someone policing these bankers to ensure that some of this money actually ends up where it was supposed to----that is, helping the struggling homeowners?