Here is my Chase story - Loan Modification Forum

dtap57 · 08-20-2009, 08:32 AM

I decided to try going back to Chase and start again. I was turned down by Chase in June and decided to try NACA. I was told by NACA that they couldn't help me because i didn't meet the Obama plans guideline.

So now i went back to Chase for help. I was then told since they just started servicing my loan in Feb that i have to wait a year for help. I have never heard anything about this or seen anybody run into this problem. I told Chase that i had no control that they took over my loan in Feb. So he tells me that he can't help me.

He then tells me to hold on he sees im already trying for a loan mod with Chase. I said Chase turned me down in June for a loan mod.(was current then) I said when did they open this file and he told me June 25 and that they are asking for updated info on Aug 4. (now im 2 payments behind) Im not sure what is going on now.

Has anybody run into this same problem with Chase? The only thing i can think of is that now im down 2 payments that they decided to reopen my case. What do you think?

Jillian118 · 08-20-2009, 08:41 AM

I think you should just go for it. what do you have to lose, they are all so frigging confused over there, I just cant stand it. Maybe you can use that to your advantage!

dtap57 · 08-20-2009, 09:02 AM

You are right! that was my feeling also. Im going to fax everything over to them again and hope for the best this time.

Jillian118 · 08-20-2009, 09:25 AM

HAHAAA!! Just write yourself up a letter of acceptance using their logo and fax it over telling them that you accept the principle reduction and the 1% intrest for the life of the loan....thankyouverymuch!!! Hmmm....they lie all the time and don't go to jail right??? They just remind me of the soup ****....NO LOAN MOD FOR YOU! NEXT!

OH-WAMU · 08-20-2009, 10:58 AM

Quote:

Originally Posted by Jillian118

They just remind me of the soup ****....NO LOAN MOD FOR YOU! NEXT!

Nice Seinfeld reference!

MAXIE19 · 08-20-2009, 04:00 PM

DTAP:

I agree with Jillian. For good measure, send a detailed letter to the CEO, Mr. Dimon and have them assign someone at the executive office to work closely on your file. You have nothing to loose now that you have gotten their attention.

What reasons did NACA give you for not wanting to work on your file.

Words of wisdom:

People do not fail, they just stop trying.

dtap57 · 08-20-2009, 06:42 PM

NACA told me that since i didn't qualify for the Obama plan they couldn't help me. I then decided to try again myself with Chase. I know what you guys are saying about Chase. I will be staying on them this time around.

Frustrated069 · 08-24-2009, 11:10 AM

Does anyone know the number for Chase loss mitigation?

ciws14 · 08-24-2009, 11:23 AM

I found this on Google, hope it helps. Good luck.

Chase (800) 548-7912

Loss Mitigation (877) 838-1882 ext 52195 The Number you will be directed to after you give your loan number: (866) 665-7629 (business hours are 11AM-8PM M-TH, 8AM-12PM F)

Chase Home Finance (800) 848-9136 (customer service) (858) 605-2181 (delinquency customer service)

Chase Home Finance-New Jersey (800) 446-8939

Frustrated069 · 08-24-2009, 11:28 AM

Thank you CIWS14!

08-20-2009, 08:32 AM	#1 (permalink)
dtap57 Senior Member Join Date: Jul 2009 Posts: 112 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Here is my Chase story I decided to try going back to Chase and start again. I was turned down by Chase in June and decided to try NACA. I was told by NACA that they couldn't help me because i didn't meet the Obama plans guideline. So now i went back to Chase for help. I was then told since they just started servicing my loan in Feb that i have to wait a year for help. I have never heard anything about this or seen anybody run into this problem. I told Chase that i had no control that they took over my loan in Feb. So he tells me that he can't help me. He then tells me to hold on he sees im already trying for a loan mod with Chase. I said Chase turned me down in June for a loan mod.(was current then) I said when did they open this file and he told me June 25 and that they are asking for updated info on Aug 4. (now im 2 payments behind) Im not sure what is going on now. Has anybody run into this same problem with Chase? The only thing i can think of is that now im down 2 payments that they decided to reopen my case. What do you think?

08-20-2009, 08:41 AM	#2 (permalink)
Jillian118 Senior Member Join Date: Jun 2009 Posts: 294 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story I think you should just go for it. what do you have to lose, they are all so frigging confused over there, I just cant stand it. Maybe you can use that to your advantage!

08-20-2009, 09:02 AM	#3 (permalink)
dtap57 Senior Member Join Date: Jul 2009 Posts: 112 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story You are right! that was my feeling also. Im going to fax everything over to them again and hope for the best this time.

08-20-2009, 09:25 AM	#4 (permalink)
Jillian118 Senior Member Join Date: Jun 2009 Posts: 294 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story HAHAAA!! Just write yourself up a letter of acceptance using their logo and fax it over telling them that you accept the principle reduction and the 1% intrest for the life of the loan....thankyouverymuch!!! Hmmm....they lie all the time and don't go to jail right??? They just remind me of the soup ****....NO LOAN MOD FOR YOU! NEXT!

08-20-2009, 04:00 PM	#6 (permalink)
MAXIE19 Senior Member Join Date: May 2009 Posts: 265 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story DTAP: I agree with Jillian. For good measure, send a detailed letter to the CEO, Mr. Dimon and have them assign someone at the executive office to work closely on your file. You have nothing to loose now that you have gotten their attention. What reasons did NACA give you for not wanting to work on your file. Words of wisdom: People do not fail, they just stop trying.

08-20-2009, 06:42 PM	#7 (permalink)
dtap57 Senior Member Join Date: Jul 2009 Posts: 112 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story NACA told me that since i didn't qualify for the Obama plan they couldn't help me. I then decided to try again myself with Chase. I know what you guys are saying about Chase. I will be staying on them this time around.

08-24-2009, 11:10 AM	#8 (permalink)
Frustrated069 Member Join Date: Aug 2009 Posts: 18 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story Does anyone know the number for Chase loss mitigation?

08-24-2009, 11:23 AM	#9 (permalink)
ciws14 Member Join Date: Jul 2009 Posts: 11 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story I found this on Google, hope it helps. Good luck. Chase (800) 548-7912 Loss Mitigation (877) 838-1882 ext 52195 The Number you will be directed to after you give your loan number: (866) 665-7629 (business hours are 11AM-8PM M-TH, 8AM-12PM F) Chase Home Finance (800) 848-9136 (customer service) (858) 605-2181 (delinquency customer service) Chase Home Finance-New Jersey (800) 446-8939

08-24-2009, 11:28 AM	#10 (permalink)
Frustrated069 Member Join Date: Aug 2009 Posts: 18 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Here is my Chase story Thank you CIWS14!

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