HELCO and refinanced cash out saame time

[tomser]

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I refinanced cash out and after that same time set up HELCO with the same primary house with the same lender. how differences refinanced cash out and HELICO.

what if I request loan md---what hapens the HELICO( the HAMP program help the HeLICO rate lowere or pricipal reduction or foregiven ??)
what if I foreclosure--- the HElCOand refinanced cash out deficiency judgement and following me around ??
what if ---short sales or walk away or file the bankrupcy then what happend the HElCO and refinanced cash out , chasing me with deficiency judgement.

home value 680k(zillow) loan 550k and HElCO 300K ( same lender)

what kind of chances I have. Which choice is the bether than other one if loan md is rejected.

I also have 2 renta houes ( upside down)with refinanced cash out with the same lender . Then what happens if the above sam situation( forclosure,or short sale or walk away and or bankrupcy) as investment property. the refi cash out any deficiency judgement chasing me aroud --only choice with bankrupcy ???

I appreciate any comment on these situations

best wishes