Well, its been forever since I defaulted on a original 80/20 Countrywide original 2nd loan. I took care of a the Making Home Affordable Refinance on the 1st back in 2011 and remaining current on it but since sending a cease and desist letter to RTR back in early 2012 I have not heard a peep from them, which is good, however I continue to see Real Time on my Credit Karma or Credit Sesame so they continue to report.
What I am wondering is their motives long term or if I should consider to let it stay silent for now and await if they will ever send a letter to attempt to collect or what. I know we have a debt forgiveness in effect through remainder of 2013 which may or may not be extended.
Any advise or experiences with them? Thanks