I was in the front yard watering yesterday and this guy pulls up in his car, gets out and comes up to me and asks if I'm S.T. I tell him yes and he hands me this piece of paper and tells me to contact Bank of America. The piece of paper says BOA has sent an inspector to my house to determine the occupancy and security of my house and to call them regarding my account. I assume it's regarding my 2nd mortgage. My 1st was permanently modified back in April of last year and is current. Haven't paid my 2nd for about 2 1/2 years. Could it be that they're preparing to offer a settlement? Or is it normal procedure and they're just checking if I still live here?