Noticed that since 6-1-12, if you defaulted on a HAMP (MHA) that you can try again for another one?
I did, and applied for a mod and actually got one (am on trial payments) but I do not know the terms, etc.
I'd rather have another HAMP, as this one may be an inhouse or Fannie Mae and probably not with favorable terms.
Best to wait and see what the terms are or should I try to apply for the new HAMP? I know this would probably throw BAC for a loop, and confuse the situation, but I'd hate to pass the opportunity by.