Just wanted to let everyone know that we received an approval for the DOJ Mod approval with principal reduction of $125,604.83. Out turn around time for a decision was about a month. We just made the first trial payment this last week. I asked our customer relations manager if we would need to submit anything additional at the end of the 3 trial payments and she advised me that we would not, that we would receive a packet by mail at the end of the trial period, so we will see how this pans out. We are definitely happy but until everything is said and done we don't plan to breathe a sigh of relief. Is there anyone who's already finished their trial payments? I know it's unlikely because this is a new program but thought I'd ask.