Anyone else out there trying to qualify for HAFA with no prior offer? If so, how is it going for you?
Has anyone out there actually gotten the Short Sale Agreement yet? If so, can you describe how you managed it?
We are still struggling to get past even the first hurdles, after 4 months of nearly-daily communications. Yesterday, our THIRD negotiator (we have asked OVER and OVER again for a negotiator who does HAFA and got yet another one that does NOT!) told us we were flagged for HAMP and not HAFA and he could not find any of the paperwork we have submitted seven times now...
On the other hand, Moss Codilis, who is handling intake for BoA, seems to be doing its job very well! Courteous, communicative, informed...it's just everything having to do with BoA that disappears into a black hole!