We filed for chapter 13 almost three years ago. Last year my husband lost his job and has since gotten another one, but at alot less pay. We are struggling to make our trustee payments. I called my lawyer and she said we can try to switch to a chapter 7. If not, we can attempt to lower our 13 payments. My question concerns my car. I have an old corvette with 85K miles on it, but it's worth about 18K. If I file for chapter 7 the trustee will undoubtedly take it. If I trade it in and lease a cheaper car, and then reaffirm the lease, is that breaking the law or doing something unethical? Is there anything wrong with doing this? I need a car to get to my job and short of leasing another car I can't imagine how I'll be able to do this. Thank you for your advice.