Hello everyone,
I am in a desperate situation. BOA has an active sale date on my home for Mon. July 20th. I have spoken with everyone at BOA and they have told me it has been postponed. Tuesday I contacted NACA and they had told me they got a response from a neg. postponing it. I called them today, and they now say that it is active. I called the attorney handling the case and they say it is active as well. My account activity has changed just this morning, since I checked it yesterday to:
| Workout Status Details: | Your Loan Modification has been approved, and all collections activities have been suspended as a result of this approval. Next steps will include a call from a workout negotiator who will explain the terms and options of your approved workout including all conditions required for the final completion of the workout, such as upfront funds. You will also receive a package of documents in the mail. These documents are time sensitive and must be signed, notarized and returned to us in 10 days, including any required upfront funds. If you have not received your workout package and/or a phone call from your negotiator by 09/14/2009, please contact us. Please do not call back before 09/14/2009 as that may delay the process. Please respond promptly to any calls or requests that you may receive from us during this time period. Lack of response will cause your workout to be delayed or cancelled. Thank you. |
| Information as of: | 07/16/2009 |
| Workout Stage: | Approved |
I`m not sure what to do here? I planned on filing bankruptcy after I got a mod. I talked to NACA this morning, and they said to have a "plan B" ready, so I asked if they would work with me if I filed bankruptcy, and they said yes, but BOA wouldn`t offer a long term solution until it was resolved. I don`t know what to do, or even how fast I can file BK to save the home? Someone please respond.
Bob
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