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Forum: Ask the Attorneys?

This forum is reseved for homeowners who are thinking about hiring an attorney to represent them against their lenders. Feel free to ask questions in an open forum to the attorneys who will personally respond to your questions. More states and attorneys will be added weekly. If you are an attorney who would like to join our forum , then please contact us.

  1. Destroyed by a move for work - could an attorney help bring closure?

    Started by fallingleaves, Today 09:35 PM
    • Replies: 0
    • Views: 34
    fallingleaves
    Today, 09:35 PM Go to last post

  2. Need someone to talk to in Los Angeles

    Started by SoCalGeb, 05-15-2013 09:45 AM
    • Replies: 3
    • Views: 262
    Evan Bedard
    Yesterday, 12:08 PM Go to last post

  3. Sworn Affidavit provided as an answer to a Debt Validation Letter???

    Started by Housebroken13, 05-02-2013 11:03 AM
    • Replies: 3
    • Views: 359
    acesfull
    05-16-2013, 04:08 PM Go to last post

  4. Utah non-recourse / 1 action recourse ??? Does it apply to mobile homes ?

    Started by auntyaya, 05-14-2013 02:37 PM
    • Replies: 1
    • Views: 188
    Jeffrey L. Shurtliff
    05-14-2013, 08:04 PM Go to last post

  5. Need Advice WF 1st CU 2nd cant afford bills

    Started by SoCalGeb, 05-14-2013 03:57 PM
    • Replies: 0
    • Views: 373
    SoCalGeb
    05-14-2013, 03:57 PM Go to last post

  6. Statue of limitations / Purchase money 2nd?

    Started by blahh, 01-02-2013 03:29 PM
    • Replies: 6
    • Views: 690
    Evan Bedard
    05-14-2013, 02:21 PM Go to last post

  7. Help with Mortgage...some questions

    Started by HelpinNJ, 05-14-2013 07:47 AM
    • Replies: 3
    • Views: 216
    Evan Bedard
    05-14-2013, 09:35 AM Go to last post

  8. Does a modification automatically reaffirm a mortgage discharged in ch 7

    Started by CiciB, 10-13-2012 03:32 PM
    • Replies: 24
    • Views: 1,680
    Cat Damiano
    05-12-2013, 10:09 AM Go to last post

  9. At What Time Frame and Dollar Amount Should I Stop Negotiations on Settling My Second

    Started by JBSAlliance, 11-28-2012 10:54 AM
    • Replies: 2
    • Views: 687
    JBSAlliance
    05-10-2013, 12:25 PM Go to last post

  10. Chase foreclosure, Fannie Mae and loan reinstatement: Help please!

    Started by desmond roby, 05-03-2013 02:13 AM
    • Replies: 7
    • Views: 439
    desmond roby
    05-09-2013, 08:23 AM Go to last post

  11. Answer from BOA, NEED YOUR OPINION... PLEASE

    Started by tmc1128, 05-03-2013 12:20 PM
    • Replies: 8
    • Views: 423
    bankwhipped
    05-08-2013, 05:33 AM Go to last post

  12. eminent domain

    Started by TAXMAN, 05-06-2013 09:20 AM
    • Replies: 0
    • Views: 428
    TAXMAN
    05-06-2013, 09:20 AM Go to last post

  13. Please help - May be served soon - Notice of Action

    Started by Housebroken13, 05-06-2013 07:24 AM
    • Replies: 0
    • Views: 229
    Housebroken13
    05-06-2013, 07:24 AM Go to last post

  14. Wrong Legal Description on Deeds of Trust -- NOW WHAT?

    Started by wheredowegofromhere, 04-05-2012 11:41 AM
    • Replies: 3
    • Views: 1,371
    bburkemper
    04-30-2013, 11:07 AM Go to last post

  15. HSBC chapter 7 reaffirm agreement

    Started by antcher, 04-17-2013 05:10 PM
    • Replies: 30
    • Views: 605
    KimberlyS
    04-30-2013, 07:47 AM Go to last post

  16. Digital Risk? asking about loan from 5 years ago

    Started by HaveQuestions, 04-28-2013 11:49 AM
    • Replies: 3
    • Views: 352
    Evan Bedard
    04-29-2013, 03:32 PM Go to last post

  17. Chapter 7 and modifications...

    Started by KansasMom, 04-11-2013 07:39 AM
    • Replies: 6
    • Views: 522
    antcher
    04-28-2013, 03:38 PM Go to last post

  18. Moved: Can someone help? My head hurts even to think and type about my Wrongful foreclosure- Chase.

    Started by TXWilly, 04-15-2013 10:46 PM
    •  
    •  

  19. 2nd mtg was charged off with a credit union and 1099c rec'd

    Started by Ca Question, 04-25-2013 01:51 AM
    • Replies: 1
    • Views: 271
    Evan Bedard
    04-25-2013, 08:54 AM Go to last post

  20. Lawsuits against banks following Independent Foreclosure Review Settlement

    Started by Moving On, 04-17-2013 02:58 PM
    • Replies: 1
    • Views: 975
    Moving On
    04-19-2013, 04:48 AM Go to last post

  21. Moved: What happens in a Rescind/reversal of Foreclosure?

    Started by TXWilly, 04-18-2013 09:07 AM
    •  
    •  

  22. Can HOA Foreclose?

    Started by davidg, 04-10-2013 10:15 AM
    foreclosure, hoa, lender
    • Replies: 6
    • Views: 403
    gb_mh
    04-12-2013, 12:28 PM Go to last post

  23. Trying to settle 2nd mortgage after foreclosure

    Started by mlbfan, 04-11-2013 11:50 AM
    • Replies: 3
    • Views: 409
    Evan Bedard
    04-11-2013, 08:55 PM Go to last post

  24. Buy and Bail? in WA

    Started by guyFromWA, 04-09-2013 10:24 PM
    • Replies: 3
    • Views: 359
    guyFromWA
    04-10-2013, 06:52 PM Go to last post

  25. Wells Fargo did not include a VA form

    Started by Mgoldid, 04-08-2013 06:06 PM
    refinance, va loan, wells fargo
    • Replies: 2
    • Views: 333
    Mgoldid
    04-09-2013, 04:27 PM Go to last post

  26. Extremely unique situation and need guidance

    Started by Housebroken13, 04-09-2013 08:23 AM
    • Replies: 3
    • Views: 385
    Evan Bedard
    04-09-2013, 03:18 PM Go to last post

  27. Cloud On Title

    Started by kmdane, 04-05-2013 04:27 PM
    • Replies: 2
    • Views: 409
    Jeffrey L. Shurtliff
    04-06-2013, 07:06 AM Go to last post

  28. filed chapter 13 with a twist

    Started by Carmella, 03-21-2013 11:56 PM
    • Replies: 7
    • Views: 541
    Carmella
    04-03-2013, 08:51 PM Go to last post

  29. HELOC in deceased spouse's name only

    Started by targetman, 01-18-2013 09:39 AM
    • Replies: 8
    • Views: 699
    wridgeddy
    04-03-2013, 03:17 AM Go to last post

  30. Quit Claim Deed, exposure to grantor's mortgage?

    Started by JeffW, 03-26-2013 04:44 AM
    • Replies: 6
    • Views: 373
    JeffW
    03-26-2013, 01:46 PM Go to last post

  31. Quit Claim Deed in NY

    Started by bgriff, 03-20-2013 10:17 AM
    • Replies: 4
    • Views: 421
    Evan Bedard
    03-23-2013, 06:47 PM Go to last post

  32. Question Need Answers About BofA In-house Mod AND 2nd mortgage discharge

    Started by kaplan, 11-09-2012 06:08 PM
    • Replies: 31
    • Views: 1,741
    Keriodothed
    03-23-2013, 07:09 AM Go to last post

  33. Bad situation getting worse and not guidance. Pensacola Fl

    Started by larryskid, 03-20-2013 12:33 PM
    • Replies: 5
    • Views: 523
    Jeffrey L. Shurtliff
    03-21-2013, 07:22 AM Go to last post

  34. Lender question

    Started by shellymeli, 03-20-2013 09:50 AM
    • Replies: 5
    • Views: 326
    Cat Damiano
    03-20-2013, 11:46 PM Go to last post

  35. Ocwen- 2nd Note posting 120 days past due on credit report even though they sold it to another leander

    Started by mtdixon, 02-22-2013 03:20 PM
    • Replies: 7
    • Views: 2,847
    Champ
    03-18-2013, 06:34 PM Go to last post

  36. What will 2nd lien holder do?

    Started by spprovost, 03-14-2013 10:31 AM
    • Replies: 3
    • Views: 564
    spprovost
    03-14-2013, 06:30 PM Go to last post

  37. Question ACT91 letter

    Started by vickimmommy, 03-11-2013 08:54 PM
    act91, bony, foreclosure, title owner. boa
    • Replies: 1
    • Views: 428
    Evan Bedard
    03-12-2013, 07:30 AM Go to last post

  38. HARP refi and trying to purchase another home

    Started by lchau, 03-11-2013 03:37 PM
    • Replies: 1
    • Views: 405
    lchau
    03-11-2013, 05:31 PM Go to last post

  39. Second mortgage in California - how long does the bank have to collect?

    Started by sacrider, 03-08-2013 06:55 PM
    • Replies: 1
    • Views: 614
    JustSharon
    03-10-2013, 07:50 AM Go to last post

  40. Wife recently passed away and diliquent mortgage is in her name.

    Started by pkwestmore, 03-05-2013 05:09 PM
    • Replies: 6
    • Views: 551
    pkwestmore
    03-09-2013, 11:20 AM Go to last post

  41. Chances of winning deficiency judgment in Florida?

    Started by hydrarkt, 07-14-2012 08:57 AM
    • Replies: 19
    • Views: 1,662
    TooBee
    03-09-2013, 09:20 AM Go to last post

  42. Ally- financials - rescap want to skip out of IFR

    Started by Jeffrey L. Shurtliff, 03-02-2013 11:11 AM
    • Replies: 0
    • Views: 380
    Jeffrey L. Shurtliff
    03-02-2013, 11:11 AM Go to last post

  43. Was my HELOC improperly written off?

    Started by Getting Chased, 02-28-2013 07:22 PM
    • Replies: 1
    • Views: 465
    Evan Bedard
    03-01-2013, 07:55 AM Go to last post

  44. robo signing

    Started by woodmereNY, 01-16-2013 01:25 PM
    • Replies: 3
    • Views: 630
    Jeffrey L. Shurtliff
    03-01-2013, 07:09 AM Go to last post

  45. Moved: modification denied

    Started by johnfriel, 02-26-2013 01:41 PM
    •  
    •  

  46. Lender offers me 50% settlement out of the blue?

    Started by kaymonster, 02-07-2013 12:09 PM
    • Replies: 9
    • Views: 919
    kaymonster
    02-26-2013, 01:18 PM Go to last post

  47. Difference between real estate attorney and foreclosure attorney

    Started by targetman, 01-29-2013 09:36 PM
    • Replies: 3
    • Views: 798
    happyclam
    02-17-2013, 04:31 PM Go to last post

  48. Foreclosure after statute of limitations has expired?

    Started by nuitari, 02-12-2013 03:19 PM
    • Replies: 5
    • Views: 753
    Kenupstate
    02-15-2013, 07:50 PM Go to last post

  49. No reply to debt validation letter foreclosure??

    Started by lynmar, 01-12-2013 08:31 AM
    • Replies: 4
    • Views: 924
    copytnd3
    02-13-2013, 11:05 PM Go to last post

  50. Question BMO Harris, 2nd mortgage will not negotiate

    Started by bechopeful, 11-06-2012 01:19 PM
    • Replies: 1
    • Views: 989
    rocoloca
    02-11-2013, 02:31 PM Go to last post

  51. Taxes on foreclosed debt?

    Started by Cheapie, 01-12-2013 10:58 AM
    • Replies: 5
    • Views: 868
    Cat Damiano
    02-08-2013, 10:10 AM Go to last post

  52. Question Is it possible to Keep my home after filing for chapter 7 and including my home in the bankruptcy?

    Started by homesweet, 11-17-2012 01:13 PM
    bankruptcy and loan modifications, chase, hamp, modification, short sale + foreclosure
    • Replies: 4
    • Views: 1,257
    onacliff
    02-08-2013, 07:39 AM Go to last post

  53. GMAC 1st Mortgage offer to settle

    Started by chutney, 02-04-2013 06:19 PM
    • Replies: 6
    • Views: 752
    Mrteddy
    02-07-2013, 01:17 PM Go to last post

  54. WI Income Tax regarding Debt forgiveness on foreclosure

    Started by tinkerbelljenn, 02-07-2013 10:56 AM
    • Replies: 0
    • Views: 493
    tinkerbelljenn
    02-07-2013, 10:56 AM Go to last post

  55. Sand Canyon FKA Option One to H & R Block Bank Assignment legality

    Started by MikeC103, 02-01-2013 11:34 AM
    h & r block bank, melissa hivley, option 1, sand canyon
    • Replies: 2
    • Views: 613
    MikeC103
    02-07-2013, 07:15 AM Go to last post

  56. Help Please-New Here. In current Land Contract (MI) Need advice/guidance

    Started by PHTLCF, 01-31-2013 10:26 AM
    land contract, land contract default
    • Replies: 13
    • Views: 727
    PHTLCF
    02-04-2013, 08:05 AM Go to last post

  57. One West Bank La Jolla Bank

    Started by Christopher Salem, 01-31-2013 10:28 AM
    • Replies: 0
    • Views: 455
    Christopher Salem
    01-31-2013, 10:28 AM Go to last post

  58. Question Unaffordable proposed modification payments?

    Started by vickimmommy, 01-29-2013 06:09 PM
    bony/boa mod.offer, doj modification, foreclosure advice, foreclosure assistance, foreclosure countersuit
    • Replies: 5
    • Views: 621
    Cat Damiano
    01-30-2013, 09:48 AM Go to last post

  59. Trying for a loan Mod for 3 1/2 years!!

    Started by modhelpleeze, 01-28-2013 07:50 PM
    bank of america, lawyer, loan mod, ocwen, statute of limitations
    • Replies: 1
    • Views: 578
    Jeffrey L. Shurtliff
    01-28-2013, 07:58 PM Go to last post

  60. Exclamation How much is the fee to pay someone to help me settle a second mortgage?

    Started by LOST&FOUND, 01-22-2013 07:12 PM
    • Replies: 3
    • Views: 717
    Evan Bedard
    01-23-2013, 09:46 AM Go to last post

  61. Can anyone tell me why my thread disappeared??

    Started by skydivr, 01-22-2013 10:37 AM
    • Replies: 9
    • Views: 470
    skydivr
    01-22-2013, 07:44 PM Go to last post

  62. Received Income Verification TODAY, loan was over 6 years ago???

    Started by LosingEverythingWA, 01-21-2013 08:32 PM
    • Replies: 2
    • Views: 737
    LosingEverythingWA
    01-21-2013, 09:02 PM Go to last post

  63. Purchasing a place cash before loosing my home ...

    Started by Aquaholic, 01-18-2013 05:18 AM
    • Replies: 1
    • Views: 550
    Kenupstate
    01-18-2013, 02:09 PM Go to last post

  64. IndyMac HELOC

    Started by kangcoach, 12-29-2012 08:00 PM
    • Replies: 8
    • Views: 713
    Evan Bedard
    01-18-2013, 10:32 AM Go to last post

  65. Questions about Credit Union Fed/State Regs for Bankruptcy Re-aff negotiating with Credit Union

    Started by alabamajoe, 01-17-2013 10:18 AM
    credit union bankruptcy negotiation re-affirm
    • Replies: 0
    • Views: 475
    alabamajoe
    01-17-2013, 10:18 AM Go to last post

  66. Who is responsible for the loan?

    Started by sadafterdivorce, 01-14-2013 09:56 AM
    • Replies: 5
    • Views: 531
    jakelabry
    01-16-2013, 12:11 AM Go to last post

  67. Question What is rate of a DOJ mortgage modification with BOA?

    Started by Evan Bedard, 01-14-2013 07:41 AM
    doj modification. boa modification, modification rate?
    • Replies: 0
    • Views: 629
    Evan Bedard
    01-14-2013, 07:41 AM Go to last post

  68. Questions about short sale, bk, and foreclosure in Las Vegas, NV

    Started by UnderwaterInLV, 01-05-2013 04:11 PM
    bankruptcy, deed, foreclosure, hoa, short sale
    • Replies: 1
    • Views: 699
    NLVNV
    01-12-2013, 08:40 AM Go to last post

  69. PMI Company Coming me for debt after foreclosure

    Started by smtwnnhcop, 01-11-2013 06:33 PM
    • Replies: 0
    • Views: 860
    smtwnnhcop
    01-11-2013, 06:33 PM Go to last post

  70. Mortgage I filed bankruptcy on is showing up on credit report?

    Started by HSmom, 01-09-2013 07:36 PM
    • Replies: 1
    • Views: 692
    HSmom
    01-09-2013, 08:11 PM Go to last post

  71. Lots of questions for the attorneys here, Please help!

    Started by JerryG, 01-06-2013 03:19 PM
    • Replies: 3
    • Views: 773
    Jeffrey L. Shurtliff
    01-09-2013, 01:14 PM Go to last post

  72. How much time is allotted after a public sale?

    Started by pearly, 01-07-2013 06:10 PM
    • Replies: 1
    • Views: 596
    Cat Damiano
    01-08-2013, 12:30 AM Go to last post

  73. Should I stop paying on my second after BK?

    Started by hopeshattered, 01-03-2013 10:20 AM
    • Replies: 3
    • Views: 628
    Evan Bedard
    01-03-2013, 04:15 PM Go to last post

  74. Can I offer settlement to Wells Fargo HELOC (2nd mtge) if charged off?

    Started by harmsway, 02-23-2012 11:54 AM
    • Replies: 13
    • Views: 1,928
    TomEason
    01-03-2013, 08:04 AM Go to last post

  75. Utilities when walking away

    Started by desertcanuck, 12-25-2012 03:08 PM
    • Replies: 9
    • Views: 1,004
    Jeffrey L. Shurtliff
    12-31-2012, 04:09 PM Go to last post

  76. Any helpful discovery likely from Investor group and fed litigation against Wells Fargo?

    Started by hfrances, 12-30-2012 12:27 PM
    discovery, investors, kathy patrick, wachovia, wells fargo
    • Replies: 2
    • Views: 658
    hfrances
    12-30-2012, 09:39 PM Go to last post

  77. Underwateron current home, how to purchase another?

    Started by Housebroken13, 12-26-2012 03:41 PM
    • Replies: 1
    • Views: 772
    Evan Bedard
    12-27-2012, 08:20 AM Go to last post

  78. 2nd loan write off

    Started by justanotherwalker, 12-18-2012 06:45 AM
    • Replies: 8
    • Views: 831
    psssst
    12-24-2012, 02:00 PM Go to last post

  79. Can you seal a foreclosure? and seperate credit report quesiton

    Started by blahh, 12-17-2012 12:36 PM
    • Replies: 0
    • Views: 658
    blahh
    12-17-2012, 12:36 PM Go to last post

  80. Exclamation 1st mortgage modified, now I received letter from collection agency asking for full payment of 2nd mortgage.

    Started by emiranda, 12-10-2012 04:34 PM
    • Replies: 6
    • Views: 871
    Evan Bedard
    12-17-2012, 07:49 AM Go to last post

  81. CA: Foreclosed on 6/10, collection agency now trying to collect on 2nd mortgage. Can they?

    Started by Forecloseme26, 12-12-2012 09:20 PM
    • Replies: 3
    • Views: 813
    Evan Bedard
    12-14-2012, 07:54 AM Go to last post

  82. HFC Second Mortgage Default Letter

    Started by CODSomeday, 12-10-2012 01:21 PM
    • Replies: 2
    • Views: 807
    CODSomeday
    12-10-2012, 08:01 PM Go to last post

  83. Advise on when to make the move

    Started by Aquaholic, 12-10-2012 05:58 AM
    • Replies: 0
    • Views: 603
    Aquaholic
    12-10-2012, 05:58 AM Go to last post

  84. I have squatters in my foreclosed home

    Started by Cook_County_Chicago, 12-08-2012 10:30 AM
    • Replies: 3
    • Views: 1,140
    Jeffrey L. Shurtliff
    12-08-2012, 03:30 PM Go to last post

  85. Second Mortgage sold to insurance company United Guaranty

    Started by Cpeairs, 04-12-2012 12:03 PM
    bankruptcy, chaper 7, charge off, second mortgage, united guaranty
    • Replies: 4
    • Views: 1,980
    hammerman
    12-01-2012, 10:52 PM Go to last post

  86. Can i sue quicken loans for predatory lending.

    Started by tristate, 11-27-2012 05:08 PM
    • Replies: 1
    • Views: 921
    Evan Bedard
    11-27-2012, 05:32 PM Go to last post

  87. Will Obama extend the relief program

    Started by cobjosh, 11-22-2012 07:20 PM
    • Replies: 2
    • Views: 961
    Cat Damiano
    11-25-2012, 09:18 AM Go to last post

  88. protection from deficiency judgment at final hour?

    Started by Lucy D, 11-14-2012 05:49 PM
    colorado attorney, colorado foreclosure, deficiency judgment colorado, protecting assets, protecting primary residence
    • Replies: 1
    • Views: 960
    Michael Shurtleff
    11-21-2012, 10:57 AM Go to last post

  89. Advice Needed - Foreclosure? Short Sale? Stay in Home?

    Started by summermgallegos, 11-20-2012 09:52 PM
    • Replies: 1
    • Views: 694
    Evan Bedard
    11-21-2012, 07:30 AM Go to last post

  90. Unhappy Received denial letter for DOJ settlement -- PLEASE HELP!!

    Started by dcabbarno, 11-17-2012 05:28 PM
    boa, doj settlement, doj settlement denial, specialized loan servicing
    • Replies: 3
    • Views: 1,316
    Evan Bedard
    11-19-2012, 03:07 PM Go to last post

  91. Nothing filed with county

    Started by nodocsfiled, 11-18-2012 09:07 AM
    • Replies: 0
    • Views: 894
    nodocsfiled
    11-18-2012, 09:07 AM Go to last post

  92. Oregon: Initial consult, what should I ask?

    Started by goodgrief, 10-24-2012 05:45 PM
    • Replies: 3
    • Views: 821
    Michael Shurtleff
    11-14-2012, 05:43 PM Go to last post

  93. Please help me get my house back!!!!!!!!

    Started by stra8up3, 11-06-2012 02:03 PM
    • Replies: 18
    • Views: 973
    stra8up3
    11-13-2012, 02:11 PM Go to last post

  94. My Foreclosure Story

    Started by markv, 11-09-2012 09:21 AM
    • Replies: 0
    • Views: 853
    markv
    11-09-2012, 09:21 AM Go to last post

  95. found out when a assginment of the loan was transferred...

    Started by jillbear, 11-05-2012 03:05 PM
    • Replies: 0
    • Views: 717
    jillbear
    11-05-2012, 03:05 PM Go to last post

  96. Perm HAMP mod, Escrow overages, and Regulation X

    Started by Ms Hyde, 11-02-2012 11:35 PM
    • Replies: 0
    • Views: 738
    Ms Hyde
    11-02-2012, 11:35 PM Go to last post

  97. Can NC lenders pursue Canadian assets in a HELOC walkaway or foreclosure?

    Started by Roughrider, 11-01-2012 04:28 PM
    • Replies: 1
    • Views: 722
    Evan Bedard
    11-01-2012, 05:39 PM Go to last post

  98. National Mortgage Settlement - Wrongful Foreclosure

    Started by greittin, 11-01-2012 09:33 AM
    • Replies: 1
    • Views: 866
    Evan Bedard
    11-01-2012, 10:41 AM Go to last post

  99. Need advice regarding FNAC's purchase of property note.

    Started by spillmanak, 10-28-2012 09:42 PM
    • Replies: 3
    • Views: 846
    Evan Bedard
    10-31-2012, 07:29 AM Go to last post

  100. Being sued by RCS Recovery Services, need some solid advice.

    Started by rporemba, 10-30-2012 04:48 PM
    • Replies: 2
    • Views: 1,086
    rporemba
    10-30-2012, 06:45 PM Go to last post
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