- Finding new job after foreclosure or BK
- Whose Mortgage is it, Anyway?
- What to say to the bank when the start calling??
- my plan of attack - is it in vain?
- do i have walking options?
- Deficiency Judgement
- ACS first mortgage and SPS second, 2 months behind and walking away
- Received NOD and Notice of Intent to Foreclose from a 2nd loan(heloc)
- Appraial before foreclosure?
- Insolvency - Lets start talking about it!
- Chase Initiated Loan Mod...
- California State Tax
- 80/20; HELOC already sold
- Produce The Note: Too late?
- Holder of Loan
- Helocs & Mods Help!
- Arizona - Walk Away
- Mindsets
- AZ primary with HELCO. I couldn't find anwer in other posts.
- Anyone Heard of "Produce the Note"
- Deed in Lieu need lawyer?
- Any SoCal Walkers w/Chase as a Lender?
- question for professor Shay (3 foreclosures at once)
- Can someone please answer this ?
- Opinions Please
- Spoke with attorney...have couple questions.
- Any guidence.....
- Walking Away in AZ - We're Ready
- Need Help - 1st $620K and 2nd Heloc $120K
- Have I been flagged by CW?
- Be Careful of Bad Faith Waste
- Question for Professor Shay
- I honestly don't know which move to make. Any advice appreciated!
- Is it better to miss fewer payments? (credit score)
- Deficiency ramification for 2nd home
- Professor Shays, help please? My oregon 80/20 foreclosed on the 80, they say I owe on the 20
- California bill ABX2 7
- Credit Cards after Foreclosure
- Wage Garnisments
- Finally Ready to Walk in Calif.
- Walking Away in AZ -- Wells Fargo experience
- Is this the REAL Notice of Default or not?
- Confused in california
- Walking in California
- Right decision...financially?
- Having second thoughts?
- Deficiency Judgments!
- Questions on deficiency/non-deficiency and 2nd mortgage
- UPDATED! Q & A on President's Making Home Affordable Refinance and Modification Options
- CODI Loans?
- Why I Hate Florida -- The Rocket Docket
- Home owner, now rented, deficiency?
- Can I file my income tax without 1099C
- Mortgage Forgiveness Debt Relief Act of 2007
- Question on CCP 508b for Prof. S
- Help with Short sale
- Walking in California - ISO Sensible Advice!
- Letting Home go in California. Will I still owe the Home Equity Line of Credit?
- The begining of the end
- How far underwater is YOUR house?
- impact of primary home problems on rental property
- FL HELOC advice needed
- When a Bank Won't Accept a Short Sale
- I really need advice
- I'm so stressed :o(
- ?? on Credit card accts- how soon do they cut your credit?
- Received a letter today
- Nice little going away present for the lender...
- Freddie, Fannie, JPMorgan, Citi, and Morgan Stanley
- Received NOD on the 2nd mortgage 30 days behind
- Article on Yahoo today
- Running Out of Options
- Going to Foreclose but lawyer suggested to write a deed in lieu letter first?
- Walk away from investment property in CA?
- Anybody actually got the deed-in-lieu?
- Can home owners sue for loss of their property value?
- Orange County Foreclosure
- Will the bank sue me??
- Bankruptsy????
- forgiving the taxes
- Spoke with an attorney today
- CA-Thinking about getting out of this underwater situation
- is it time to put our $$ under the mattress??
- West Palm Beach Disaster
- HSBC sent my 2nd mtg to collection agency & I don't know why
- Tying my walking shoes in FL - BB&T/Fannie Mae Mortgage
- Want out of our house in OH..please help!
- Worried in Maryland...3 houses...no income
- Sleepless Nights in FL
- To walk or not to walk-in AZ
- Pending Foreclosure and trying to get a MOD with Aurora - QWR!
- Almost Ready to Walk in CA
- Late as of today - Phone calls have started
- Deficiency and tax implications on refi when no equity was taken
- husband died, $0 income-don't want to walk, any hope?
- Question about 2nd loan recourse
- Dealing with the mean phone calls
- lost $300K in 1 year-Need advice
- IndyMac loan underwater - Trying to find best way out
- To all those in recourse states...
- Tax implications of DIL, etc.?
- foreclosure with a 2nd HELOC
- Need to make a decision ASAP: head is spinning in FL
- NOD recorded
- I'm brand new to loan modification. Please enlighten me!
- Walking in Nevada
- Rec'd 1099-A re: foreclosure AZ HELP!
- Future AZ Walker Questions
- Got My Notice Of Deault
- Finally...
- Defaulting on 2nd Mtgs
- Beware Of Tax Consequences On Forgiven Debt!
- Walking away
- What is a motion for summary judgement?
- Lawsuit pending
- Will Lender Approve Short Sale With IRS Tax Lien on Property
- Walking Away in FL - Recourse State
- Foreclosure, Credit Report, etc.
- Unable to pay 2nd, what happens next?
- Calling on Professor Shays
- Time to walk away?
- Thinking of leaving
- New in WA - time to cut losses?
- Would appreciate honest opinions!!
- Thinking of walking away in CA
- Scared and need some feedback.....
- Do you feel your in limbo yet?......
- Credit / BK Questions...
- Auction notice taped to my gate
- Newbie needs help!
- Junk mail flood begins
- Prof and others
- Another One Bites the Dust - v. Texas
- Should I walk away?
- property taxes & insurance in walk away
- Thinking of Walking Away in Michigan
- Wells Fargo - Loan Modification Offer #2
- Another AZ journey
- Which one goes? Rental or Residence?
- Lender wants Promissary Note PLEASE HELP!!
- check out how your state ranks
- Buying real estate on Mars...
- Interesting Story I Heard...
- Need some suggestions...
- 1 foreclosure vs. 3 forclosure
- Considering Walking Away from CCO in Virginia
- NV-DIL or Shortsale
- loan mod/foreclosure
- 80/20 "purchase money" & HELOC-advice needed
- Reduced income. Can't afford Mortgage. deficiency judgement question
- Collections after a 1099?
- no hardship.. but i think it's time to cut our losses
- Open Letter to Wells Fargo
- Does my idea make sense?
- Saxon Failure, auction went thru
- IRS on Forclosure
- Its a Numbers Game - Guess how many?
- Why should we short sell?
- Exit strategy help! should i loan mod, deed in lieu or short sale?
- Michigan property, questions about walking away
- Recinded Forclosure
- Finally heard from Wells Fargo.....
- Can a 2nd lender foreclose if upside down?
- Recourse v. Non-Recourse
- Record Lender's phone conversations?
- Well its the 19th and....
- oregon story
- Need help in AZ
- Rental Short Sale
- judicial foreclosure
- Questions in Nevada
- stop pay the 2 loan
- Rec'd letter from 1st to pay my property taxes...
- Another Arizona story, could use some help/advice
- Worried about deficiency judgement in CA!
- Decided, Walking away
- 7 months of the unknown.
- Professor Shays - Short Sabbatical
- Walking- Not a bed of roses- how to settle recourse loans
- Don't know where to start
- Mortgage Insurance Question
- Anyone Actually Get Hit with a Deficiency Judgment?
- Here's my 2 cents, for what it's worth.
- Loan Modification Question & HOA question
- Another "what are my chances" thread. (Maricopa, Az)
- Walked away in AZ
- Reno Walk Out...not so sure anymore
- Do you have to communicate with your lender?
- MN
- Wells Fargo Loan in Arizona
- Need to walk!!!
- Home Owners Insurance
- Inconsistency in AZ Anti-deficiency Laws?
- Any Word as to Whether CA Will Extend the Mortgage Forgiveness to 2009
- Interesting info from IRS site
- Hang on or Bail out?
- Thinking about walking away in CA, Help Professor?
- What happens after foreclosure sale?
- Looking to Walk Away in AZ - Help!
- To Vacaville, Rocklin, Antioch, Rancho and Others :)
- Home Loans after Foreclosure/Short Sale etc
- Fed up and ready to get out
- Example response to foreclosure notice?
- Drawbacks to moving out before the process is complete?
- Prof Shays - thoughts on subrogation please?
- Does one still need to provide homeowners insurance...
- Buy'n Bail is VERY HARD
- Reg Notice of Default
- MN foreclosure
- Citigroup Anti-Foreclosure Plan Would Alter Loans
- Worried about mom who co-signed with me
- So now I'm starting to feel overwhelmed...
- Got a $258k loan w/ $17k W2 at 22 years old...
- Homeq and Mers Question
- Who turns the lights off?
- Question about homeowners insurance
- Nod?
- AZ Walk Away - 2 Houses
- Unsecured second
- Any advise Prof??
- loan for pool 'purchase money'?
- Cryptic Story from AZ Newspaper
- Tax Planning for 2009
- Painful shortsale
- Is Deed in Lieu our only option?
- Whats our best option?
- School's in Session, Foreclosure 101
- how to walk away/short sale
- foreclosure on 1 house want to save the others..
- Considering Walking Away
- Getting hit by a bus = Getting hit by a train?
- Investment property in IL, live in WI
- We have to foreclose!!!
- CA investment properties to walk away from
- Underwater Home Owner - Where is the walking away thread?
- When we get that first lender phone call...
- Deficiency on first for house in Idaho?
- Looking for clarification--short sale on investment property
- Please help with an unusual situation...
- 3 Rental Properties No Mod
- What are you going to do to reduce taxable income?
- Can anyone help me clear up my confusion?
- Lost my job cannot make payments of fixed rate loan
- Investment Property - Walk Away?
- Under Water in Antioch
- Don't trash that house - I want to rent it
- IRS Tax Laws on Short Sales
- Private 2nd - foreclosure rights
- These boots are made for walking (CA)...
- Pacific Northwest Walkers? Anyone?