- How do you know when the foreclosure date is?
- DTI-Clarification of "gross" income.
- Credit Cards Debt and it's Impact on Loan Modification
- Rosemary Williams on YouTube
- Question-faxed my hardship letter today
- Your Thoughts on 2nd mortgage HELOC
- so...
- Will filing bankruptcy end our modification possibilities?
- CW-runaround
- What next?
- cw - tila violations
- BofA says WF will re-mod to 30 yr fix @ 5.25%
- Called Ms. Barbara Desoer
- Declined
- Fannie Mae or Freddie Mac
- New to all of this
- Do All Mod's Need Investor Approval??
- MHA Program and Income / Expenses
- B of A Knows Nothing!
- Pay property taxes when 10 months behind?
- If you have received docs for a "Trial Period"....
- IS THIS A GOOD OFFER??? anybody experience counter offer?
- Countrywide/ BOA ongoing issues
- David Leighton.. What a help !!
- 4 months forberence?
- How Long??
- Refusing Mod they say I can't apply again
- need some advice
- BoA lost all my docs ! 48hrs-cancel processing
- if my original mortgage was fha
- Never even been officially denied mod from BofA.
- Never even been officially denied mod from BofA.
- When you get mod, is this now a recourse loan in Cali ???
- Need advice:Have a look MHA offer from BofA
- Barbara' Staff?
- 2nd Mortgage - Notice of Intent to Accelerate
- Can anyone help me with these phone numbers
- 3 Month Trial Period In Progress
- Loan mod processed in 9 days/tentative success
- I'm about to break down and have a panic attack.
- Gmac modification
- BOA - Loan mod. question
- Skipper....Contacting Freddie Mac
- Forbearance?
- BONY investor
- Conflict of Interest???
- Has anybody asked for a Mortage Extension.
- Bad Countrywide
- Another Update(Re: DTI)
- Naca is not responding to emails/messages...
- Need contact info for David L.'s supervisor or another supervisor
- Dti??
- 50% of all mortages will be underwater by 2011
- Success finally?
- Moe - Sticky please
- Modification # 2...what to expect?
- Anyone had luck with Wells Fargo as investor of their loan?
- BofA Status..what to do
- Guess Who Contacted Me.....
- CW/BofA offer letters
- Sabrina Williams??
- loan mod cancelled - no one contacted us
- Thank you Evan, got call from Barbara's office FAST
- Questions
- FHA loan mod success?
- anyone have info for?
- BofA $25,000 Rule for Pre-Qual Success
- Soooo Cunfused, Stressed
- Regarding Progress Report from 8/4
- Date changes on BofA site???
- queston about short sale
- Getting Started?
- Got a MHA modification, but not 31% of income?
- 8/3 Heard BOA has only modified 4% of the 800,000 mod's waiting
- Trial period...what % is payment?
- Another Interesting Article (BOA)
- MHA MOD...how much principal can be deferred?
- Should I pay with regular check early or Certified on 2nd of month?
- Just when i thought there was hope......
- Will this disqualify or lessen chances for MHA
- Forbearance
- Need Advice on loan modification!
- Spoke with Susane Vain
- Rec'd Repayment Plan Agreement
- anyone here got approved with DTI ratio > 90%?
- I am calling advocacy department
- Modification as per Countrywide lawsuit
- *Advice-Has This Happened To Anyone?*
- MHA and Income Info
- FHA loans and MHA (HAMP)
- Does anyone have citibank as investor
- A few questions....
- On my own! Where to send docs package for a Fannie Mae Loan Modification?
- how long until docs show?
- PLEASE ONLY POST - Articles, Official Letters, Testimony, Rules and Regs. Moe - perhaps a Sticky is in order ?
- Negotiator assigned-- Tabitha
- Want to write the President of B of A
- Officially locked out from making payments
- Bof A payment mailing address ?
- How is unemployment viewed?
- Need advise on re-negotiating BofA offer
- Lucrative Fees May Deter Efforts to Alter Loans
- Gannie Mae Investor
- Why does BofA send you offers they can't back up??
- Who is David L?
- Spoke w/ Negotiator
- Unsuccesfull communication with Negotiator
- Is it true?
- Anyone talk to Kara Turner after e-mailing Ms. Desoer?
- Neil Hernandez Extension?
- CJ vs CW
- How to figure out 31% with non-guarenteed overtime
- Completed 3rd trial payment and RECEIVED Modification Agreement 7/28/09
- Bank of America Loan Modification 101
- Lawsuit to block foreclosures in Minn.
- Interest Only Loans and MHA
- Anyone get a modification from hope dept at BOA?
- Trying not to get too excited...
- Loan Modification is a WASTE of time
- Treasury meeting with loan servicers today
- MOD with PMI?
- Progress....Progress...
- Just a heads up on this possible bump in the road
- Anyone attending "save the dream" tour at Atlanta,GA?
- Update on our Mod
- We have ceased to exist according to BofA
- On the phone with bofa now..help!
- Confused NPV.....
- Our BOA Nightmare!!
- workout letter
- Has anyone rec'd a fixed 0-2% 30 or 40 yr loan via modification?
- Seems like BofA answers their calls from cell phones
- Bank of America modification - what's the catch?
- Working on Mod while still current
- How Long..to hear from negotiator
- Auction sale date
- Anyone in MHA trial been able to obtain their NPV results?
- BofA Testimony before Senate on 7/16
- More headlines...rent your own foreclosed home?
- Fannie Mae Fast Track Modification
- Petition...Sign or not?
- Just spoke to agent about listing my home for short sale
- Phone contact numbers?
- Location. location, location...
- Opinions-- How does this hardship letter sound?
- Approved / Active Processing?
- Urgent- Need Carrie Crawford's phone number!
- Promising Start
- My mod was cancelled!
- Another promising news article...
- My Account went from Approved to Active Processing!
- Looking to Modify my Loan with CW(B of A)
- Quick Response from BofA
- Does it take 3 months for BofA to update account info?
- When do you email Doeser?
- Ms. Desoer email?
- Is CW/B of A requesting sellers to pay in Short Sales?
- Our Story & Modification
- Beware of nations housing modification center
- MHA update/timeline
- 31 % MHA Mod
- Short sale??
- Trial period payment plan MHA ??
- Fannie Mae MHA Question
- Were you aware of this Incentive under MHA?
- Oh wonderful...
- Loan Mod or Refinance
- Bank of America Nightmares-UPDATE
- Warning-BofA & dirty tricks
- CW not very helpful so far!
- Countrywide/BofA nightmares
- 1st Mortgage Mod with 2nd Charged off?
- Do I get a Divorce to get a Short Sale?
- How long???
- Success with particular investors?
- Finally Called BoA for a loan Modification, now what?
- Docs coming via Fed Ex overnight?
- naca fax no worko
- CW & SLS, LoanMod? Shortsale? or Foreclosed????
- Countrywide/BOF A Short Sale
- Second Loan Modification?? - Need answeres/guidance
- New here, confused, stressed, etc.
- B of A website question
- Loan mod whacks FICO score
- Need to preserve credit
- How long to get approval docs?
- sent email to Ms Desoer and got an loan modification offer
- (hopefully)... Easy Question
- Should I Contact Ms. Desoer at BoA or Wait...
- Really frustrated!
- BofA/CW offer
- Credit and modifications
- Finally! Success!!
- ARM Adjusting
- Loan Modification Approval - Good or ???
- What will happen to payment held in suspense?
- NACA one property rule
- Las Vegas Homeowners
- pending???
- Encouraging news article today
- Contact info for Janice Rucker
- Loan mod with 1st and 2nd Mortgage
- Success (kind of) for a jumbo loan mod with no late payments. What should we do?
- Countrywide in vegas now 10 months behind
- Anyone qualify for mod with jumbo loan?
- Suspended my payment, but no packet
- I really need help
- Seperation from wife and Loan Mod
- Loan mod in 35 days
- Fate of payments during mod process
- "negotiator" from an indian call center !?
- HELOC is past due, 1st is current...
- Need fax Number
- PMI vs. TAMI when doing a restructure
- Not sure if this means something??
- Just another BofA loan modification hopeful
- Negotiator named Yolanda Mikell at BofA
- Anyone offered Trial Payment Period?
- Approved Loan Mod through BofA!!
- Question for Completed CW/BofA Mods
- What do I have to Cry about?
- Fax number help, please
- Meaning of master file document?
- Help? Guidance? Suggestion?
- Third-party short sale companies
- CW loan modification help!!!!
- Home Affordable Modification Program Hardship Affidavit
- BPO Loss Mitigation Dept?
- BOA Approved Mod
- Suspended Payments and Credit Bureaus
- Finally got approved for my modification
- offer from boa need advice
- How long before foreclosure with CW/BOA
- It's Over
- Walking away from 2nd home in another State.
- Weekend Contact
- Wall street journal article
- Qualify for first time buyer after short sale???
- Sent in signed docs, first payment,boa says problem, help!!!!!
- Unsuccessful attempts to save our home
- advice on trial period
- please help
- Beginning Mod. Process-- need advice
- Workout Stage: REFERRED ?!
- New Deal
- Countrywide/BofA
- BA/CW offer
- Help with BofA
- CW/BoA already filed mod but LOTS of PROBLEMS HELP!!!!
- Bank of America Nightmares!