[Seagirl]

Rickeb1 and others: Don't expect a response from Patricia Pikul -- my experience is that she has not once responded to an email or voice mail that I have left her. Neither has her assistant. I have no idea what their job description is but attending to their customers or their customer's agents appears not to be a priority.

After submitting Shkir's letter, I received the following response (in part). So it would be ultimately helpful to learn who authorized the letter that Shkir had success with. Because right now our very good deal is dead. We've only got until July 31 to find somebody at B of A who will authorize the letter.

It is an unfortunate and complex situation, but it does appear that most homeowners will be better off allowing their lender to foreclose. As Realtors, my prediction is that in short order we'll be seeing legal counsel directing almost all of their short sale consultations to the route of foreclosure. Now that I've gained more experience and a broader understanding of how these short sales are going (and mostly not going -- less than 25% of short sales nationwide actually close which means that more than 75% DO NOT CLOSE) I've made a professional decision not to accept any more short sale clients. The system as it currently exists is a failure and as such produces failures. This is one losing battle this Realtor isn't playing or righting anymore.

"The below request to alter our approval letter has been declined. We must follow fair lending guidelines and treat all borrowers the same. As such, please advise if you wish to cancel your short sale request."