[Ragtopgal]

I would be interested myself in any update on the credit reporting. I will be facing the same situation and my credit was in the high 700's. It seems ridiculous that if one is making a trial payment(s) as instructed, they are still considered late and are reported each month. I've never been late, but was instructed to make trial payments, so I made one. Now I'm late and I'm NOT in the program yet, since they did not send for my value of my house, so I start over the process of basically applying for the program and I had to make up the difference from the trial payment to my actual real payment; $1600, so now I'm current for June, but where will I get July's payment from?. Anyway, I've posted about that, elsewhere but it sounds like there is a credit dispute department at CitiM? I would be interested to know if anyone succeeds in Citi actually reversing and proof that they did as they may have promised. I will definitely contact the credit reporting agencies and dispute all of this, but if CitiM did it, I wouldn't have to.