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Old 02-22-2008, 12:30 PM   #1 (permalink)
kgusta
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Smile Countrywide changed my date online for adj

Hello, I am new here and was wondering if I will be able to get my mortgage mod regardless of credit score? I have my first mortgage with Countrywide and my second with Bank of america. My first is up for rate change in Nov 08. I am just worried about the mod becasue of credit card debt causing my credit score to go way down. When should i try for the modification, i know i'm a few months away but I am worried.


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