Countrywide changed my date online for adj Hello, I am new here and was wondering if I will be able to get my mortgage mod regardless of credit score? I have my first mortgage with Countrywide and my second with Bank of america. My first is up for rate change in Nov 08. I am just worried about the mod becasue of credit card debt causing my credit score to go way down. When should i try for the modification, i know i'm a few months away but I am worried. |