[waitingpatiently]

Hi Jallen,

Did WF offer you the Making Home Affordable Modification? That's what I got offered, and though I'm thrilled with the new payment - the paperwork does say that during the 3 month "trial" period they will report to credit agencies that we are "late" even if we pay the trial payment on time...I'm not very happy about that at all! I haven't called the ERT dept. to discuss this part of the modification.

I've never been late, and the whole purpose of the modification was to save my home, and keep my A+ credit score...the paperwork also says after the 3 trial payments are made and the modification is permanent they will report to credit agencies that our loan has been modified and current. So I'm wondering what the "modified" hit on my credit report will do to our credit?

Did you also get the Making Home Affordable Mod? Congrats on getting a mod. that's something to be happy about right? I'm thrilled our payments went down $1000!~