[evel1999]

We, as homeowners, are in a real mess and trying to help ourself out of it is very hard and frustrating. We have to keep searching for an answer to our particular situation. There is a lot of help offered on this web site, and I, like you are working on saving my home. I hope we can find a way to accomplish this. If we can't refinance out of it, then a Loan Modification would help, but it seems most of the companies are very hard to work with, especially trying to do it ourself, but some have had success, and I find that to be very good news.