I have Emigrant
mortgage and they are unwilling to give us a
loan modification because they say that we got cash out when we re-fied with them in 10/07. The rate is 11.375, but jumps to 14 if we are late. I would like to know if they are lying to me. Can a loan mod company get it done? Are there any reputable, honest loan mod companies out there? Has anyone had any success with Emigrant? Thanks for your help.