Loan Modification Forum - LoanSafe.org - View Single Post

DST59 · 06-21-2009, 01:30 PM

Thank you, I think I need an attorney because I already know that I will be told that my debt ratio is too high. We are self-employed, so the numbers are misleading. I do not want to start this process without professional help. I tried writing my own hardship letter, but do not know if I'm supposed to be leaning towards showing that we cannot afford the mortgage, or towards that we can (so as not to be turned down as poor risks). This is too confusing!

06-21-2009, 01:30 PM	#3 (permalink)
DST59 Member Join Date: May 2009 Posts: 5 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	re: Need help with mod Thank you, I think I need an attorney because I already know that I will be told that my debt ratio is too high. We are self-employed, so the numbers are misleading. I do not want to start this process without professional help. I tried writing my own hardship letter, but do not know if I'm supposed to be leaning towards showing that we cannot afford the mortgage, or towards that we can (so as not to be turned down as poor risks). This is too confusing!