Thanks for your reply. The interest rate, monthly payment, and total balance has changed to the amounts specified on the modification. The
Modification shows to be finished and approved. It looks as if everything is done but they forgot to remove all of the codes? The problem is when we call nobody can figure out WHY it is messed up and they don't know how to fix it. Then of course there is the problem of the credit score. Has anyone tried to got to a local Bank of America and speak to a loan officer in person? Has this helped?