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Old 06-15-2009, 06:07 PM   #42 (permalink)
Harasboa
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Re: My monthly deficit too high to get a mod?

Quote:
Originally Posted by nspire View Post
I had the same problem as far as DTI and was wondering what the magic numbers were in order to get a mod. I was originally denied a mod because I was in the negative. I spoke with a CW rep who said they like to see you in the positive about $300. I'm redoing my loan mod because the first one they offered, I still can't afford.
What was your Front DTI percentage? What is your back DTI percentage? Did you get denied through BOA/ CW? How long did your loan modification take from application to denial?
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