| Re: Wells Fargo Modification Denied Man, Sounds like many familiar situations as ours. My phone meeting with Wells Fargo is in the morning to "go over updated pay stubs and info". After reading all this deficit denial stuff it has got me to understand it is simply a computer program they are plugging numbers into like a Means Test for BK. When I talk to Wells tomorrow, I will inform them that we are in the process of filing Chapter 7 BK (which we are) to get rid of our unsecured Debt. Hopefully this will help us. Because other wise I am way in the Red. |