Loan Modification Forum - LoanSafe.org - View Single Post - Modification? Forebearance? I'll Flip a Coin!

snapple candy · 06-12-2009, 08:05 AM

Calli,
Interesting interpretation of "all unpaid late fees will be removed". You may very well be right that it a way to keep your money and misapply the funds. I am actually surprised these funds are not held in an escrow account and applied at the end of trial period.
I hope you sent your payment by certified, return receipt, made copies of it and had JULY payment written all over it. Since they already misapplied to payment month, i wouldnt trust them either. Are they going to fix the misapplication of that last payment? Are they going to put it in writing that it is fixed? I would draft up a nice letter documenting all this and your conversations with Chase Exec team (names and dates included, attached copies of checks sent previously,etc) just to cover your butt.

06-12-2009, 08:05 AM	#130 (permalink)
snapple candy Senior Member Join Date: Feb 2009 Posts: 1,309 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Modification? Forebearance? I'll Flip a Coin! Calli, Interesting interpretation of "all unpaid late fees will be removed". You may very well be right that it a way to keep your money and misapply the funds. I am actually surprised these funds are not held in an escrow account and applied at the end of trial period. I hope you sent your payment by certified, return receipt, made copies of it and had JULY payment written all over it. Since they already misapplied to payment month, i wouldnt trust them either. Are they going to fix the misapplication of that last payment? Are they going to put it in writing that it is fixed? I would draft up a nice letter documenting all this and your conversations with Chase Exec team (names and dates included, attached copies of checks sent previously,etc) just to cover your butt.