| Re: Modification? Forebearance? I'll Flip a Coin! Snapple you said "I sent (certified mail) the trustee a letter saying I disagreed with the fees added and requested a detailed accounting of all the fees and delinquent payments. I suggest you do that with Chase. Good point Snapple, I think that is a great one to send to the Executive Resolution team member I am assigned to, and see if she will help me. They have not even explained the $, my statements are getting really high though, much higher than late fees and my mortage pmt.....makes me think they are up to no good."
Kalvin09, in reading the paperwork it says all unpaid late fees will be removed, well that is why they paid them....to keep my $$. Key word, unpaid, so watch those statements folks.... Crock I say, they are slime. All I can say is that the letter they send along with the actual mod in it better not be a one paragraph generic form letter they filled in with some garbage just to make me think I am getting a deal. The Exec team lady said they are supposed to do an "escrow analysis" prior to making the offer, but with them already tacking on late fees that don't belong, paying them to boot, and some other $ I cannot even figure out, makes me mad just thinking about it. I have to go to work daily thinking of this mess. They should have my payment by tomorrow at the latest, so lets see what shakes out. It is truly the "July" pmt, but if they send me yet another due notice on July, or worse yet try to say in July, where is my July mod payment, the fur will fly!!!!! I hope we all get help in the way we think we need, but I feel like a real fool now, at the cost of my credit rating, that the Exec team also thinks that they will not be doing anything about. From the horses mouth. Makes me feel great, knowing Exec team is out there for me. |