Been cash only since Oct/Nov 2008. Can't pay any of them anything even if we wanted to as it would show preference to one or the other. Both modifications have been in since Dec. 2008 or Jan. 2009.
Were current until June 1st. Yes definitely want to wait for a mod. before filing. What did you do with your home when filed Ch7? I would think if you filed BK and didn't include the house in it that Chase doesn't HAVE to do anything for you? If you defaulted and foreclosed then you'd be responsible for the taxes and any money not collected. AND you already filed BK so then you'd have to come up with the money, right?
Please keep me informed.
If you don't me asking..what state do you live in?