[brokemama]

You're most welcome, Walking. I was following your thread and praying that they would come through for you. That is a great saving each month. Mine has also been a lifeline and allows me to breathe. I'm not upside down only because I put down 40% when I bought the house, but I have lost all the equity. Real estate has definitely picked up but the short sales are a waste of time as lenders are still twiddling their thumbs with them. I don't show them at all but I have sold a few foreclosed properties recently and there are some great bargains out there. I'm glad to read of a second Aurora success and really do hope that there are many more. Your success made my day!