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Old 06-10-2009, 08:48 AM   #14 (permalink)
ZAP09
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Re: My monthly deficit too high to get a mod?

In response to "waiting patiently"-
I called my credit card companies and stated that due to the economy we are experiencing a financial hardship and I absolutely need some help with my credit card payment. All three of my cc's were very accomodating, took a bit of info. over the phone and presented me with options. I chose the option that was best for us and that was it. All of my payments were significantly reduced to a fixed low rate and cards closed. I just needed lower monthly payments and got them right over the phone. Hope this helps.
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